Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38455 reviews)

View other Zopa products

4.93

Based on 38,455 reviews, last reviewed 18th Apr 2025

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great app format and Easy to navigate Great app format and Easy to navigate Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38455)

Review of the Zopa, Credit Card:

Always helpful if you are in trouble

Always helpful if you are in trouble Reviewed on: 4th April 2025

Great app format and Easy to navigate

Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

Zopa is easy to manage the payment and was very resp...

Zopa is easy to manage the payment and was very responsible when I mistakenly paid in a fraud. They respond right away. Reviewed on: 18th April 2025

Good zopa

I have a card off zopa but haven't used it yet but they are so helpful when you ask questions I Wil be using my card soon as I'm going on holiday keep up the good work zopa and thank you Reviewed on: 18th April 2025

Easy to use.

A very easy app to use, and all very professional to talk too. Reviewed on: 18th April 2025

Good bank good credit card very good customer servic...

Good bank good credit card very good customer service and quick to apply I vote 100% thank you Zopa Reviewed on: 18th April 2025

Great card to start building your credit.

Great card to start building your credit. Simple application process. Thank you for offering this service. Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 27 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub