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Zopa: Credit Card reviews

4.93
Based on 39,482 reviews, last reviewed 23rd Apr 2025
47% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit building card Easy to use app Great credit status updates/borrowing power etc Reviewed on: 23rd April 2025
Kate Seaman's avatar
Kate Seaman

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39482)

Review of the Zopa, Credit Card:

Zopa is the best credit card and easy to use everywh...

5
Zopa is the best credit card and easy to use everywhere. Reviewed on: 23rd April 2025

Great credit building card

5
Easy to use app Great credit status updates/borrowing power etc Reviewed on: 23rd April 2025

All good and fast.

5
All good and fast. Meny options. Reviewed on: 23rd April 2025

excellent I got approved easily on my credit card

5
excellent I got approved easily on my credit card when other banks i have used are declining offering me a credit card Reviewed on: 23rd April 2025

Great customer support service.

5
Great customer support service. Easy to navigate app. Very clear information regarding payments additional payments, interest rate Reviewed on: 23rd April 2025

Great card and good service excellent customer service

5
Great card and good service excellent customer service Reviewed on: 23rd April 2025

You were the best until you decided to raise my inte...

3
You were the best until you decided to raise my interest rate. The fact that you're not pegging it with that of the Bank of England, makes no sense to me and is just so unfair. I've never missed a payment and you're charging me interest on what I owe, so why make life more difficult for me if you think I'm struggling? Reviewed on: 23rd April 2025

Easy street

5
Low interest, very easy to use ,very happy all in all Reviewed on: 23rd April 2025

It was easy too use and very comfortable

5
It was easy too use and very comfortable Reviewed on: 23rd April 2025

Highly recommend - App really user friendly.

5
App really user friendly. Notifications and security really good. Reviewed on: 23rd April 2025

Brilliant everyday creditcard

5
Brilliant everyday credit card no hidden fees Reviewed on: 23rd April 2025

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