Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 39,976 reviews, last reviewed 26th Apr 2025
64% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good card, communication is good. Very good card, communication is good. Reviewed on: 26th April 2025
Marsha W's avatar
Marsha W

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39976)

Review of the Zopa, Credit Card:

Zenuinely. Helping Hand

5
I. Had IVA difficulty to get Credit card Zoopa gave me - 800 limit --Thank you zoopa Reviewed on: 25th April 2025

Very good card, communication is good.

5
Very good card, communication is good. Reviewed on: 26th April 2025

The rate is affordable and they are reliable.

5
The rates are affordable, and the service is reliable. Customer service representatives are friendly and polite. They always strive to provide the best advice for resolving issues. Reviewed on: 26th April 2025

True professional and an amazing company

5
True professional and an amazing company Reviewed on: 26th April 2025

Very good, excellent

5
Very good, excellent, unbelievable Reviewed on: 26th April 2025

Excellence service and satisfied

5
Excellence service and satisfied Reviewed on: 26th April 2025

Excellent customer service and very helpful to navig...

5
Excellent customer service and very helpful to navigate through my options! Reviewed on: 26th April 2025

Great experience very helpful have never let me down

5
Great experience very helpful have never let me down Reviewed on: 26th April 2025

No issues or concerns at all.

5
No issues or concerns at all.Easy to understand no hidden small print.Helpful and professional.App is easy to use and naviagte.A good credit card to have for those unexpected expenses Reviewed on: 26th April 2025

Competitive interest rates and always transparent wi...

5
Competitive interest rates and always transparent with customers - love how easy the app is to navigate. Reviewed on: 25th April 2025

Exelent.

5
Very good exelent service good credit card. Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products