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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect

Highly recommended and over all 5 star service Reviewed on: 25th January 2022

Very good bank

Very good interest rate, Website easy to follow. Reviewed on: 25th January 2022

Great experience

Easy to use and messages coming at all times to keep me up to date Reviewed on: 25th January 2022

Gave me a helping hand

Helping me to improve my credit after a log of difficult years meant so much to me! Reviewed on: 25th January 2022

Superb service

Have had absolutely no problems with any transactions I have made , been really easy Reviewed on: 25th January 2022

Great bank dont let you over spend

Really good reminders and don’t let me over spend or extend my limits without telling me Reviewed on: 25th January 2022

Excellent

I like to have a zopa credit card it's easy to use for everything. Reviewed on: 25th January 2022

excellent credit card

everything was easy 2 use the app is brilliant Reviewed on: 25th January 2022

Perfect credit card

Everything about zopa is class,really easy to use app etc and you get a notification every use,really good rates too and an all round great new company..highly recommend them Reviewed on: 25th January 2022

Amazing company

Really quick and easy to deal with. Friendly staff and gave increases quicker than any company I’ve been with which I found amazingly helpful and helped boost my confidence that I have finally found a card company that do as they say and actually notice you. Highly recommended. Reviewed on: 25th January 2022

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