Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent

Very easy to make payments and keep track of what you spend and very easy payments to get you back on your feet Reviewed on: 7th April 2021

Amazing Zopa card!

Very well explained, amazing customer service!! I would really recommend. Reviewed on: 7th April 2021

Yes yes yes

Never bean more satisfied whit financials services Reviewed on: 7th April 2021

Great service , easy to use apps

I have founc this very to ease and controllable and its easy to set up payments Reviewed on: 7th April 2021

Fab-u-lous Darlings!

Excellent App - Excellent response time to emails- Excellent fast credit of payments - Excellent easy to use and understand their business model! I wish I had found them earlier!! Reviewed on: 7th April 2021

Very easy to deal with app is easy too

Very easy to deal with understand and always hapoy to help Reviewed on: 7th April 2021

Excellent service

Excellent service easy to use app keeps track of my money Reviewed on: 7th April 2021

Fantastic service

Customer service is fantastic And very helpful Nothing is to much trouble would highly recommend this service to everyone Reviewed on: 7th April 2021

Brilliant

Quick and easy and helpful good experience Reviewed on: 7th April 2021

Absolutely fantastic company

I’ve never experienced difficulties but know if I am Zopa will support me no matter what. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Balance Transfer Credit Card
from Halifax 4.41 from 57 reviews
Aqua credit cards
from NewDay 4.89 from 3243 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5779 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub