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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant company well done

Thank you for expecting me very good reviews Reviewed on: 7th April 2021

Straight forward

Straightforward, quick and no hassle Reviewed on: 7th April 2021

easy to use very friendly

so easy to manage your account very helpful Reviewed on: 7th April 2021

Great card.

Great card, always helpful and good for keeping tract all all your money. Reviewed on: 7th April 2021

Good

Credit scoring could be better. App is easy to use Reviewed on: 7th April 2021

caring

a more caring financial company than usual and very helpful Reviewed on: 7th April 2021

Amazing app. Easy to use and configure.

Easy to make payments and keep in control of your finances. Reviewed on: 7th April 2021

Soooooo Simple!

Great App, simple to use & informative... highly recommended! Reviewed on: 7th April 2021

I have had a credit card with Zopa

They are very good, they keep me updated with my borrowing power and also when I my payment is due Reviewed on: 7th April 2021

Have I won now ?

Show me the monies lol please that's would be much appreciated,thank you Reviewed on: 7th April 2021

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