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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Convenient banking

5
Excellent service and easy application for card use Reviewed on: 7th April 2021
alex's avatar
alex

Out of this world

5
Very informative, tells you how much you have spent and how much you have remaining in a email straight after a purchase. Reviewed on: 7th April 2021
Terence 's avatar
Terence

Great provider

5
Great experience. Good clear communication Reviewed on: 7th April 2021
Fran ryde's avatar
Fran ryde

Great service in every way.

5
Zopa have done all they promised and been totally professional in every way Reviewed on: 7th April 2021
Jeremy Pilcher's avatar
Jeremy Pilcher

Brilliant

5
Extremely good quality service never been let down. Reviewed on: 7th April 2021
Ddwcomp@hotmail.com 's avatar
[email protected]

Super Hero's

5
In a time of need they came to my rescue Reviewed on: 7th April 2021
edward lafferty's avatar
edward lafferty

Great customer service

5
Very pleased with the service provided and the interest rate provided. Reviewed on: 7th April 2021
Yeasin Ahmed's avatar
Yeasin Ahmed

Recommended

5
Great service and looks after customer Reviewed on: 7th April 2021
Paul parr's avatar
Paul parr

Card

5
Quick and easy to use and great for when you need it Reviewed on: 7th April 2021
Eric Hurst's avatar
Eric Hurst

Brilliant

5
Very quick and easy to use and have had no problems Reviewed on: 7th April 2021
Belinda 's avatar
Belinda

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