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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service

Card arrived very quick. Like the overall service.. Reviewed on: 7th April 2021

Great Card My Favourite

Great card my personal favourite - instant receipts-instant updates to your balance when you make a payments...it’s those small things that make it “Stand Out” from the others.. Reviewed on: 7th April 2021

Love Zopa

Zopa have given me a chance and an opportunity to build my credit, they are forward thinking and fair. They do what they say they will and listen when you need them! Reviewed on: 7th April 2021

Good service

Reasonable rate ................... Reviewed on: 7th April 2021

Easy and reliable

Love this bank so reliable and easy you know exactly where you are with it Reviewed on: 7th April 2021

Such a great credit card with easy to use and guide on the online app

5stars from me such a good credit card and easy to use online banking Reviewed on: 7th April 2021

Apsoflogginglutely fabulous

Fantastic card and company very easy to understand and use it’s a yes Reviewed on: 7th April 2021

Easy to use

I love the app, as it lets you control what you can use your card for, for example i can set it so I can’t use it on any gambling sites Reviewed on: 7th April 2021

hhkoseoglu62

Excellent Card great customer service I’m glad to be with Zopa Reviewed on: 7th April 2021

Absolutely awesome service

Quick and easy to use and understand and the customer service is and respone are 10 out of 10. I would highly recommend them. Reviewed on: 7th April 2021

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