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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

There when needed

Good card I use for emergencies and fuel app easy to use Reviewed on: 25th January 2022

Perfect

This company is great,easy to contact,no stress at all.very highly recommended Reviewed on: 25th January 2022

Simple

Very simple to use credit card, which also gives you insights of your credit affordability. Responsible lender, would recommend. Reviewed on: 25th January 2022

Easy to use app

Easy to make payments, check balance and see expenditures Reviewed on: 25th January 2022

Easy to use

Excellent service friendly staff nothing is a problem Reviewed on: 25th January 2022

Great and easy.

Zopa make everything easy and simple. Great customer service and I couldn’t fault them. A big thank you from me. Reviewed on: 25th January 2022

Not a good credit improvement card

I received a charge for late payment although I tried to make payment and the system was down. After contacting immediately the advisor would not remove the charge Reviewed on: 25th January 2022

Fantastic provider

Fantastic customer service really easy to manage great way to help people to get better credit score Reviewed on: 25th January 2022

Very happy with Zopa

Was recommended by a friend no problem’s with them so far Reviewed on: 25th January 2022

Easy to use,

Really good app, and never any trouble Reviewed on: 25th January 2022

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