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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Happy cash

What can I say when u need a little help it’s there Reviewed on: 25th January 2022

CREDIT CARD APPLICATION

Using the app for credit card application was so easy and straightforward and the processing time was short. I'm well impressed. Reviewed on: 25th January 2022

Recommend

Every purchase comes on your app straight away. Reviewed on: 25th January 2022

Brilliant provider.

Brilliant provider, easy to apply and maintain account with easy useful app. Very happy customer. Reviewed on: 25th January 2022

Credit card

Excellent service easy to apply keeps you informed all the way of your purchases and how the balance is would definitely recommend Reviewed on: 25th January 2022

Good card

Very good card to have for emergencies. Reviewed on: 25th January 2022

Great!!

zopa has got great app.. instant help and very easy to use Reviewed on: 25th January 2022

Brilliant and easy

Good fair company. Easy to do business with Thank you Reviewed on: 25th January 2022

I would recommend this service to anyone

Excellent service and easy service to use thankyou Reviewed on: 25th January 2022

Easy to use great costs

This is by far the best visa card on the market today easy to use great app down to earth charges for credit Reviewed on: 25th January 2022

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