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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy to use and manage through the app

5
I’ve found Zopa to be very easy to use and with their bespoke app it’s a very handy to keep track of your spending Reviewed on: 25th January 2022
Jason Chapman's avatar
Jason Chapman

Brilliant credit card

5
I like this card because I can pay money into it and same day if I need to I can take it out again Reviewed on: 25th January 2022
Paul John James's avatar
Paul John James

Very good

5
Very very good very very very very good Reviewed on: 25th January 2022
Jak's avatar
Jak

Fast update

5
I did saw fast updated balance after my payment was done. Reviewed on: 25th January 2022
July Myat Tun's avatar
July Myat Tun

Excellent app

5
Fantastic app and easy to use and really clear to see what I owe. Reviewed on: 25th January 2022
Craig Stewart's avatar
Craig Stewart

Great service

5
Easy to use with instant update after payments Reviewed on: 25th January 2022
raju_zain@outlook.com's avatar
[email protected]

Fantastic service

5
Easy hassle free credit provider Reviewed on: 25th January 2022
Scott Tingey's avatar
Scott Tingey

Great service

5
Great service right from the start with zoopa , brilliant banking app and gives you everything you could ever need to know at your fingertips anytime of day or night. Reviewed on: 25th January 2022
David's avatar
David

Amazing service, quick, reliable and trustworthy

5
Not had one problem. Card turned up quickly, all activated online. Easy to use app. Very happy with the service Reviewed on: 25th January 2022
paul.kielczewski@hotmail.co.uk's avatar
[email protected]

Couldn't be more happier best card out

5
Zopa are very helpful I couldn't be more happier with is card Reviewed on: 25th January 2022
Albert baird's avatar
Albert baird

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