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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

Had no problem with getting the credit card Reviewed on: 7th April 2021

Easy, informative, fabulous

This is the best card I have had, very informative very easy and just an overall easy card and app to use Reviewed on: 7th April 2021

Great

Zopa credit card are great they give you plenty of notice when a payment is due. Interest rates are good. Reviewed on: 7th April 2021

Lovley bank

Lovley customer service,very profesional Reviewed on: 7th April 2021

Great service

The card and app are brilliant for helping to manage your money Reviewed on: 7th April 2021

Brilliant card

Easy application and very fast on arrival Reviewed on: 7th April 2021

Easy always inform what you can improve on to get better credit

Gave me chance when my credit was not doing well Reviewed on: 7th April 2021

Easy to apply

So easy to apply done in a couple of minutes. And a decision straight away. You can see exactly what you have spent and where you have spent it. Reviewed on: 7th April 2021

Perfect

Easy process from start to finish. The app is also very user friendly. I couldn’t praise them more if I tried. Thank you Zopa Reviewed on: 7th April 2021

Quick and easy to use

Zopa is a quick and easy credit card with a great app that keeps you updated really well Reviewed on: 7th April 2021

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