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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service

Great service, fast and efficient Reviewed on: 7th April 2021

Great service very helpful

Very professional, good customer service and great manners. They were there when I needed them. They tell it as it is.I will recommend my friends and also families Reviewed on: 7th April 2021

So far so good

Credit limit is a little low but great customer service Reviewed on: 7th April 2021

Amazing service

So trouble free clear website and easy to make oayments Reviewed on: 7th April 2021

Great service quick response

Easiest card to apply quick results would recommend Reviewed on: 7th April 2021

Easy and affordable

Easy to use and low charges. Love it Reviewed on: 7th April 2021

Amazing

Brilliant service .highly recommend Reviewed on: 7th April 2021

Great app. Great communication

The app is very easy accessible. Communication is promt and always upto date. Reviewed on: 7th April 2021

Easy to use App

Very easy to navigate the app and using the card is easy and safe ! Reviewed on: 7th April 2021

The best

With Zopa I had a very good experience . Is the best Reviewed on: 7th April 2021

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