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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

App is very good but a bit expensive

5
The Zopa app is very good but I find that the cost of credit is a bit high. Reviewed on: 7th April 2021
manutaffy@gmail.com's avatar
[email protected]

Does what it says on the tin

5
Straight forward, no hidden fees or gimmicks, straight up credit for all. Reviewed on: 7th April 2021
Eric B's avatar
Eric B

Excellent service

5
So simply to use, great customer services well recommended Reviewed on: 7th April 2021
Darren 's avatar
Darren

Professional,effective communication,up to date statements

5
Found process very straightforward,help available if needed.Up to date statements so can keep eye on account.Communication excellent.Overall fantastic customer service Reviewed on: 7th April 2021
Donna Fox's avatar
Donna Fox

Great help

5
I’ve got pretty bad credit and at a time like this when a lot of people are struggling, Zopa has been a great help to keep my head above water, thanks Reviewed on: 7th April 2021
Jimmy 39's avatar
Jimmy 39

First class service

5
On the ball with everything. Never any delays or unexpected surprises Reviewed on: 7th April 2021
Kevin Marriott 's avatar
Kevin Marriott

Excellent service

5
Quick and easy online app to use and payments shown immediately Reviewed on: 7th April 2021
Ann Pallas-bentley's avatar
Ann Pallas-bentley

Friendly, helpful and fluid service

5
Really easy application, ease of access through the app and points to help you improve your credit Reviewed on: 7th April 2021
Di Pomfrey's avatar
Di Pomfrey

Excellent SErvice

5
I have a credit card and a loan with ZOPA and have been very pleased with the service I have received Reviewed on: 7th April 2021
Frances Maguire's avatar
Frances Maguire

Rzetelna

5
Szybko, łatwo bez ukrytych kosztow Reviewed on: 7th April 2021
Jakub Nowak's avatar
Jakub Nowak

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