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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Brilliant

5
Zopa has helped me manage my credit but also help build my credit rating back up where I am now able to get credit in my own name instead of relying on others. Having Zopa review my spending and not just giving me more of a limit is very Beneficial for me. Reviewed on: 25th January 2022
Tara norris's avatar
Tara norris

Great credit card

5
Love Zopa credit card. Great easy to use app and very responsive customer service Reviewed on: 25th January 2022
Mark Graham's avatar
Mark Graham

Brilliant

5
Everything straight forward and easy to use Reviewed on: 25th January 2022
Laura Brown's avatar
Laura Brown

Amazing service

5
Been with this company for over a year amazing in every way Reviewed on: 25th January 2022
Adeel hainf's avatar
Adeel hainf

Efficient Updates of spending

5
Zopa are the only credit card company I have ever known to ensure I know what I spend and when a transaction has been processed. It helps me manage my account and is a breath of fresh air that it’s not just about making money on interest but actually helping people. David F Reviewed on: 25th January 2022
David Frazier's avatar
David Frazier

Very impressed

5
Very easy to use. Very helpful if you need help with ur account Reviewed on: 25th January 2022
Donna Thompson's avatar
Donna Thompson

Excellent service

5
Easy application and really helpful and friendly staff 10/10 Reviewed on: 25th January 2022
Riley Ford's avatar
Riley Ford

Really like having app for this and so easy to use

5
Extremely pleased with service and so happy with how quickly miney is paid into account Reviewed on: 25th January 2022
Jacqueline Buchanan 's avatar
Jacqueline Buchanan

Best banking

5
Payments are too fast.best costumer service very specific with all the informations..plus banking app is also very responsive Reviewed on: 25th January 2022
Erhan's avatar
Erhan

Easy to manage love it

5
Easy to manage money savings all in one place Reviewed on: 25th January 2022
Hester Bridges's avatar
Hester Bridges

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