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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

First Class Service

Very Professional very understanding 5***** Well Done Reviewed on: 25th January 2022

Positive

Great costumer service with friendly staff. App is very good Reviewed on: 25th January 2022

Easy and simple

What more can I say? Brilliant to be with and so easy to deal with! Money made simple Reviewed on: 25th January 2022

Awesome service

Very helpful, awesome service great experience…. Fully recommend Reviewed on: 25th January 2022

Great service

Great service with a simple to use app. Great for re-building my credit score and getting back on track. Reviewed on: 25th January 2022

Nice. easy to use. A fair lender with a simple to use app.

Easy to use. Gave me a fair amount of credit based on my credit score. The app is also very neat and simple to use Reviewed on: 25th January 2022

Helped get my credit score up

Easy to use the app. Secure codes sent to phone when using. Payment reminders so never late with payments. Reviewed on: 25th January 2022

Good bank

Good bank, I would advice it for credit score improving! Reviewed on: 25th January 2022

just great banking!!

been with zopa awhile now and have no plans of leaving looking forward to continued great service in the future Reviewed on: 25th January 2022

Great service, easy to use app

Great service, the app is very straight forward and easy to use, customer service very helpful and friendly Reviewed on: 25th January 2022

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