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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Quality card

5
A fantastic service from start to finish. Card was received quickly and has been very easy to use and manage. Can’t recommended Zopa enough. Reviewed on: 7th April 2021
Allan Clayton's avatar
Allan Clayton

Amazing customer service and such am easy online service aswel.

5
Was accepted for a card and payments of interest aren't as high as other cards. By far the best card I have. Reviewed on: 7th April 2021
Tove Larkin's avatar
Tove Larkin

Amazing

5
Great provider, effortless experience Reviewed on: 7th April 2021
Stacey's avatar
Stacey

Superb

5
An easy uncomplicated card. The app is easy to use Reviewed on: 7th April 2021
Kirsti Tutt's avatar
Kirsti Tutt

Great service!

5
I have no complaints, very happy for such a great service! Reviewed on: 7th April 2021
Diane Kinsella's avatar
Diane Kinsella

Excellent service

5
Easy to use and understand the zopa app Reviewed on: 7th April 2021
Peter clarricoates's avatar
Peter clarricoates

Excellent service

5
Easily manageable credit card with excellent service Reviewed on: 7th April 2021
dwaller28@outlook.com's avatar
[email protected]

Excellent credit card

5
I been using it from last few months and happy with it Reviewed on: 7th April 2021
dipen26@hotmail.co.uk's avatar
[email protected]

Best Credit Card Company

5
Very personalised service, helpful, not pushy. Keep me updated regularly. Reviewed on: 7th April 2021
JParkes's avatar
JParkes

Great credit card

5
The card is brilliant... easy to use online and really up to date features.... Reviewed on: 7th April 2021
john.mccabe34@yahoo.com's avatar
[email protected]

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