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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Rapid response bank

The credit card is wonderful...low interest and immediate clearance of payments no waiting 2 days!!! Also customer service is reliable. Reviewed on: 7th April 2021

Great Card

Excellent interaction and excellent control - i have been very happy with this. Reviewed on: 7th April 2021

Easy and reliable

This is a great card to use for emergencies and is so easy to keep an eye on. It even tells you when it is used and helps me manage my finances. Thank you Reviewed on: 7th April 2021

Absolutely great

No fuss, great service, great company. Reviewed on: 7th April 2021

Quick, easy application

Manageable and easy application. Reviewed on: 7th April 2021

Card/customer care review

Simple and easy to use app with friendly customer care and understanding.A pressure free way to build credit and a source of a security blanket in these hard times. Reviewed on: 7th April 2021

Just easy

Everything is so easy East to apply Easy to use The app is spot on Just very helpful and easy to use ***** Reviewed on: 7th April 2021

Excellent and quick response to application

Good interest rates and app easy to set up and use. Reviewed on: 7th April 2021

great bank

very honest bank and reliable.......................... Reviewed on: 7th April 2021

Easy to use and efficient

The app is user friendly and safe, with up to the minute recent activity, making it easy and reliable to keep on top of your balance. Reviewed on: 7th April 2021

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