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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

First Class Service

Very Professional very understanding 5***** Well Done Reviewed on: 25th January 2022

Positive

Great costumer service with friendly staff. App is very good Reviewed on: 25th January 2022

Easy and simple

What more can I say? Brilliant to be with and so easy to deal with! Money made simple Reviewed on: 25th January 2022

Awesome service

Very helpful, awesome service great experience…. Fully recommend Reviewed on: 25th January 2022

Great service

Great service with a simple to use app. Great for re-building my credit score and getting back on track. Reviewed on: 25th January 2022

Nice. easy to use. A fair lender with a simple to use app.

Easy to use. Gave me a fair amount of credit based on my credit score. The app is also very neat and simple to use Reviewed on: 25th January 2022

Helped get my credit score up

Easy to use the app. Secure codes sent to phone when using. Payment reminders so never late with payments. Reviewed on: 25th January 2022

Good bank

Good bank, I would advice it for credit score improving! Reviewed on: 25th January 2022

just great banking!!

been with zopa awhile now and have no plans of leaving looking forward to continued great service in the future Reviewed on: 25th January 2022

Great service, easy to use app

Great service, the app is very straight forward and easy to use, customer service very helpful and friendly Reviewed on: 25th January 2022

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