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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great card!

Safe and secure App... Easy to use.....Helped me in a time of need. Reviewed on: 7th April 2021

Great credit card

Great easy to understand and use app and credit card Reviewed on: 7th April 2021

Excellent service throughout

Excellent service from start of application and first class customer service Reviewed on: 7th April 2021

Quick and easy to use

Quick and easy to use card and when you put your repayment it's goes on your account straight away not like other cards Reviewed on: 7th April 2021

Fantastic

Apselutly brilliant no fuss noproblem the money was in my account with in hours that's what I call service thank you Reviewed on: 7th April 2021

My first credit card since rebuilding my credit rating

Zopa were the only company to offer me a card as I begin to rebuild my credit rating. They were very fair and it was easy to set up. The initial credit limit is manageable and the app is so simple. Reviewed on: 7th April 2021

Reliable

My zopa account is reliable and always gives me fast updates. I can keep on top of my finances. Reviewed on: 7th April 2021

Best card on market

Easy to apply and very quick response Reviewed on: 7th April 2021

Quick, Easy and Reliable

My experience with Zopa has been nothing but positive. The app is 11/10. Everything I need in the palm of my hand, literally! If I need to speak to an agent I can use the online chat function within the app. Well done to the team! Reviewed on: 7th April 2021

Easy app usage

Really easy app to manage your card. Very quick and easy application Reviewed on: 7th April 2021

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