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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic card

This card is so easy to use there app is easy to understand best card I have ever had Reviewed on: 25th January 2022

Zopa

Great customer service always very helpful easy app very straightforward to use and to check statements and your spending highly recommend Reviewed on: 25th January 2022

Zopa empower

Always very informative of changes. Reviewed on: 25th January 2022

The people's card

Easy to use,no hidden surprises. I would definitely recommend this card to friends and family. Reviewed on: 25th January 2022

Mrs

Excellent service very happy with my card Reviewed on: 25th January 2022

Really good credit card

Really good credit card, easy to use the app, working without problem, a statement in time always and all-clear Reviewed on: 25th January 2022

Excellent banking and saving account

Good card and saving too that what I like about it excellent service Reviewed on: 25th January 2022

Absolutely brilliant

Very helpful, easy to talk to and very understanding Reviewed on: 25th January 2022

Just does everything right

Well i have been with Zopa now for approx 12 months and in that time i have found them very helpful you are kept upto date with your account status and using the app could not be easier. Reviewed on: 25th January 2022

Very good

Best services I like Zopa credit card it's what I want Reviewed on: 25th January 2022

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