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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Best credit card I have used

Clear and Easy to understand app, payments made are taken straight off the balance instead of having to wait a few days like other cards. Really happy with service, compared to other credit card companies Reviewed on: 25th January 2022

Great card, great company very helpful staff and so easy to use.

Never heard of the company before I received an offer of a card, took it on a chance and have never looked back!. Reviewed on: 25th January 2022

Simple and effective

I am so happy with my Zopa credit card, it doesn’t even feel like a credit card and I think that’s what’s amazing about it. Thank you Zopa ! Reviewed on: 25th January 2022

Zopa

Easy to use easy to pay and great texts and emails so never late with payments Reviewed on: 25th January 2022

Great help

Helped out when others wouldn’t, fantastic customer service. Reviewed on: 25th January 2022

100% recommended

I have 3 credit cards but ZOPA is simply the best very easy to use everything is clear best service with ZOPA. Amazing apps!!! Reviewed on: 25th January 2022

credit card

it is best one on the market all done on your phone and you get email the staff on the end of the phone are so good and help full Reviewed on: 25th January 2022

Easy and Friendly

Zopa creates a sense of calm and has a modern user friendly product which is often overlook by other providers. They deliver on the promise of straight forward applications and ensure that customers are well informed. Reviewed on: 25th January 2022

Best card

This has to be the best card I've had. No huge repayments or fees. The app is user friendly aswell. Would definitely recommend Reviewed on: 25th January 2022

Brilliant

Brilliant service would definitely recommend to friends and family Reviewed on: 25th January 2022

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