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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39934 reviews)

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4.93

Based on 39,934 reviews, last reviewed 25th Apr 2025

63% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good value. Always good value. Quick and easy to deal with. Reviewed on: 25th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit Card reviews (39934)

Easy peasy

I am new to Zopa and find it very easy to use and check balance, make payments etc Reviewed on: 15th February 2021

Flexible, accessible and transparent product with excellent customer service

Very good user-friendly website with easy to navigate pages. The vetting process is quick and easy to follow. Decisions are speedy. Once loans are granted you can track repayments easily. Early repayment is no bother. One of the best companies around Reviewed on: 15th February 2021

Very good company

Trustworthy and honest company. Affordable repayments and customer service is always good Reviewed on: 15th February 2021

The best overall card and service

The app and the card are brilliant Reviewed on: 15th February 2021

Zopa are the perfect choice to help rebuild your finances and credit rating. Excellent!

At the point of first contact when I took the card on Zopa have been supporting and open in their practice, nothing hidden, I would highly recommend them to family and friends. Reviewed on: 15th February 2021

Excellent service

Great service , great comma and updates including a quick red on credit rating every month A+++ for someone rebuilding credit rating Reviewed on: 15th February 2021

Awesomely easy

Easy to use app, great features and hassle free. How credit cards should be. Reviewed on: 15th February 2021

What you see is what you get!

I love the zopa credit card, easy to keep track of your spending by using the app as soon as you make a purchase its viewable on the app reducing your balance straight away, customer service is amazing lots of ways to make your monthly payments to!!! Reviewed on: 15th February 2021

Simple and easy to use

App works well and works well just what you want from a credit card Reviewed on: 15th February 2021

Excellent service

Excellent service at all times with a great easy to downloadable app which is easy to use. Reviewed on: 15th February 2021

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Zopa: Credit Card reviews

63% increase in 5 star reviews

80% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review Zopa: Credit Card now

Zopa Credit Card reviews (39934)

Easy peasy

Flexible, accessible and transparent product with excellent customer service

Very good company

The best overall card and service

Zopa are the perfect choice to help rebuild your finances and credit rating. Excellent!

Excellent service

Awesomely easy

What you see is what you get!

Simple and easy to use

Excellent service

Do you have a different Zopa product?

There's still more to see!

Join Smart Money People

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