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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy to use and very handy app

Used for a few months to help build my credit rating, easy to keep track of monies. Reviewed on: 7th April 2021

All lovely

I am happy with all my experience Reviewed on: 7th April 2021

Amazing service amazing provider

Outstanding service , great user friendly app updates immediately with payments, available credit.fast and secure services wouldn't use anyone else Reviewed on: 7th April 2021

Yopa

Bang on great service needed help and they provided it Reviewed on: 7th April 2021

Good company

I've only had the card for 4 months now, I haven't had any problems with, would highly recommend to others Reviewed on: 7th April 2021

Excellent services

They provide good advice about my credit report - they are flexible with payments. The service is excellent- Reviewed on: 7th April 2021

Amazing

Zopa smart and easy to use. Great customers service. Reviewed on: 7th April 2021

Great little card

This credit card is great to get you back up and running or as an additional card. Zopa keep you updated with payments by email and with alerts regarding payments. Cannot fault the service thus far although I was a little sceptical to begin with with a company I hadn't heard of before. Good job Reviewed on: 7th April 2021

Brilliant service

App is fantastic, easy to contact great company Reviewed on: 7th April 2021

Great

I've been really pleased with the service so far. Reviewed on: 7th April 2021

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