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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

it a very good card to have

it great and i am glad i have one thankyou Reviewed on: 25th January 2022

Zopa

Zopa is the good trusting bank previeleged me the credit card with resonable limit to improve my credit rating Reviewed on: 25th January 2022

Good credit builder

Good as whatever you pay on it is available straightaway Reviewed on: 25th January 2022

Fantastic quick and easy

Easy to use, fantastic service, good app would highly recommend Reviewed on: 25th January 2022

Very helpful

Always there when you need them,a good company to deal with. Reviewed on: 25th January 2022

Content

Zopa is a hassle free and easy to use company, excellent service and communication, would recommend 100% Reviewed on: 25th January 2022

The best app for credit cards

I have recently open the account and within 4-6 months my credit limit has been increased. On top the customer service is amazing and the app is simple and easy to operate Reviewed on: 25th January 2022

Good reliable service

What you see is what you get! No hidden agendas, no surprises. Just good old fashion quality service anytime of the day! Reviewed on: 25th January 2022

Very good company

Have been with zopa for awhile now very good company downloaded the zopa app which is very easy to use and understand would highly recommend 100% brilliant Reviewed on: 25th January 2022

Very friendly and very helpful and efficient staff to keep you on track

With the notification of how much you have spent in a transaction it is easy to keep track of your expenses Reviewed on: 25th January 2022

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