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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Just so easy!!

Having a Zopa card is so easy! The app is brilliant, when you’ve made a payment it shows up straight away unlike other well know man providers. Straight away you feel like you’re winning! Reviewed on: 7th April 2021

ZOPA CREDIT

Im very pleased about this product. Reviewed on: 7th April 2021

Modern credit card

Very cool easy to use app. Great customer and service and very user friendly from start to finish. Reviewed on: 7th April 2021

Quick and easy

Using Zopa is quick an easy and their customer service team are friendly and helpful Reviewed on: 7th April 2021

Great card

I had a bad credit score and zoppa let me have there card been a god send first credit card I will look after for there loyalty towards me Reviewed on: 7th April 2021

In control at all times!

Such a hassle free, easy credit card to have. The app allows you to view all your transactions, make payments and even set limits on your spending. Amazing Reviewed on: 7th April 2021

Excellent service

I've two credit cards and this new zopa card I love as I pay off all my.balance when I get paid and it is instantly, put on my card no waiting 3 working days excellent service and they let me.know when my.credit.is getting better too can't really ask for anything more I'm very happy Reviewed on: 7th April 2021

The best and possibly cheapest

Don’t get an overdraft get a zopa credit card...just makes more sense!!! Reviewed on: 7th April 2021

No fuss credit card

A credit card with no fuss. Easy and quick to apply, with favourable interest rates. A great way to build your credit score without getting into debt. Reviewed on: 7th April 2021

Very good to credit

I always recommend people use this. Reviewed on: 7th April 2021

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