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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41956 reviews)

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4.93

Based on 41,956 reviews, last reviewed 22nd Jan 2026

82700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m with Zopa over a year and I’m happy with their c... I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41956)

Excellent service

I've two credit cards and this new zopa card I love as I pay off all my.balance when I get paid and it is instantly, put on my card no waiting 3 working days excellent service and they let me.know when my.credit.is getting better too can't really ask for anything more I'm very happy Reviewed on: 7th April 2021

The best and possibly cheapest

Don’t get an overdraft get a zopa credit card...just makes more sense!!! Reviewed on: 7th April 2021

No fuss credit card

A credit card with no fuss. Easy and quick to apply, with favourable interest rates. A great way to build your credit score without getting into debt. Reviewed on: 7th April 2021

Very good to credit

I always recommend people use this. Reviewed on: 7th April 2021

Easy to use and very handy app

Used for a few months to help build my credit rating, easy to keep track of monies. Reviewed on: 7th April 2021

All lovely

I am happy with all my experience Reviewed on: 7th April 2021

Amazing service amazing provider

Outstanding service , great user friendly app updates immediately with payments, available credit.fast and secure services wouldn't use anyone else Reviewed on: 7th April 2021

Yopa

Bang on great service needed help and they provided it Reviewed on: 7th April 2021

Good company

I've only had the card for 4 months now, I haven't had any problems with, would highly recommend to others Reviewed on: 7th April 2021

Excellent services

They provide good advice about my credit report - they are flexible with payments. The service is excellent- Reviewed on: 7th April 2021

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