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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best ever company

I am so happy to use my credit card all the time. Reviewed on: 25th January 2022

amanzing

I like the card because when you pay your limit back in the same time and do not have to wait 24 hours for the payment to be confirmed Reviewed on: 25th January 2022

Excellent card service

There’s lots of different products and I am looking forward to opening a savings account with Zopa. Unlike a lot of credit cards when you pay money off your balance it instantly shows. Reviewed on: 25th January 2022

Helps me keep in control!

The easy to use app makes checking and controlling my spending a doddle. Reviewed on: 25th January 2022

Easy banking

Good customer service nice bank Reviewed on: 25th January 2022

Very Trusted Service

My Zopa account keeps me updated on my account and potential improve in power. I am trying to build my credit ultimately and ZOPA are strict but fair. Reviewed on: 25th January 2022

Very good

I find this credit card very good and helps to improve my credit score Reviewed on: 25th January 2022

Great card

Great card Great customer support Reviewed on: 25th January 2022

Good rates

I applied for this card as was so happy when I got accepted. Easy to make on line payments. Overall I’m happy with my card Reviewed on: 25th January 2022

Best credit card

Great credit card for credit building well recommended Reviewed on: 25th January 2022

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