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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

No fuss application

Start to finish easy to set up and use Reviewed on: 15th February 2021

Excellent

I’m very happy with Zopa credit cart Reviewed on: 15th February 2021

Easy to use. Simplicity

I really like the fact that with this card, as soon as I pay off any balance owed I can spend right away. Don't have to wait two days like with my other credit card. Reviewed on: 15th February 2021

Good service

Everything is easy to understand. Reviewed on: 15th February 2021

Fabulous

Quick and easy to apply for, fast decision, easy to set up a direct pay payment too Reviewed on: 15th February 2021

Amazing company

Really helped me out! So understanding about things! Reviewed on: 15th February 2021

Digital Banking

Everything is digital and all transaction logged into app. Reviewed on: 15th February 2021

Perfect

Easy application, great app easy to use Reviewed on: 15th February 2021

Great fast service

Great staff great service fast acting credit Reviewed on: 15th February 2021

Zopa card

Very good and friedly Bank. Always help me. Reviewed on: 15th February 2021

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