Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good card

Done to earth and great company. Reviewed on: 25th January 2022

Fantastic service

I’m very happy with this credit app as it’s always in response with me Reviewed on: 25th January 2022

Easy access to account and online support excellent

Good online contact and easy to update records etc and check transactions and statements Reviewed on: 25th January 2022

Easy to apply for , good customer service

Easy to follow application online recieve answer within 30 mins would recomend further Reviewed on: 25th January 2022

Easy application

Found the process of applying for a credit card very easy,it was dealt with in a very fast and efficient way and the interest rate was also good Reviewed on: 25th January 2022

Zopa card

Really nice card to have no hassle to obtain and straight forward it is a pleasure to have in the wallet Reviewed on: 25th January 2022

Refreshing newcomer

A new refreshing company in the banking field Reviewed on: 25th January 2022

Great service

Helped me put during the pandemic when money was tight and always been very helpful when I’ve called regarding anything I was unsure off Reviewed on: 25th January 2022

Fantastic

Incredible customer service. Especially when experiencing financial difficulty Reviewed on: 25th January 2022

Best credit card provider

Amazing app and customer service available via chat on the app too Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.56 from 3 reviews
Credit Card
from Shop Direct 4.67 from 6 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub