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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Quic and easy

Quick credit card to arrive easy to use app Reviewed on: 15th February 2021

World Class

Quick to apply, fair when judged, unrivalled client experience Reviewed on: 15th February 2021

Good credit builder

When nobody else would zopa did, thanks, I'll never miss a payment Reviewed on: 15th February 2021

FM

Is the best company for a service of credit card Reviewed on: 15th February 2021

Superb

Easy from start to finish and extremely fair. Thankyou. Reviewed on: 15th February 2021

Great process, easily to understand

As a modern day bank experience this is truly excellent. What let's it down is the high percentage interest. Compared to others. Not the highest but not the lowest either. The amount of additional features offered is impressive, and very valuable. I look forward to using and seeing how my experience pans out over the longer term Reviewed on: 15th February 2021

Easy and safe

Great app and good service. Looking forward to my credit increase soon as the card starts with a low allowance Reviewed on: 15th February 2021

Zopa credit card

Been excellent from applying to being accepted excellent service and easy to use and pay would deffo reccomend Reviewed on: 15th February 2021

Zopa provides an excellent service to me as a user

Excellent service provided. Fantastic mobile app service. Able view and see transactions in an instant. Customer services are excellent. Will highly recommend Zopa. Reviewed on: 15th February 2021

Very good credit card

I’m very happy with this card I can use for pay daily expenses,easy to manage and good service I can recommend it every one . Reviewed on: 15th February 2021

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