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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

CREDIT CARD

excellent customer service. low interest ideal for older customers Reviewed on: 25th January 2022

Excellent service

Can’t fault them excellent service all round Reviewed on: 25th January 2022

My Favoured Card

Just exceptional in every respect Reviewed on: 25th January 2022

Brilliant

Never had any issues and they only give you credit that you can afford no ridiculous amounts which you and they know you'll struggle to pay Reviewed on: 25th January 2022

Zopa forever

I have found the best credit card for me. Easy to understand and use, and the app keeps me on track of my expenses. Safe and secure to use. I never encounter any problem at all with Zopa. Reviewed on: 25th January 2022

Perfect Credit Card

I love the instant payment system. When you make a payment, it only takes a couple of minutes for the payment to clear and even start using the card straight away. What an amazing credit card! Reviewed on: 25th January 2022

Easy to use

The app is really good and provides regular updates Reviewed on: 25th January 2022

Very good service

Best service and good rates . Highly recommended Reviewed on: 25th January 2022

Great Card for getting what i want

This is a Great Card , for using when I'm needing to and it'll help build my credit rating , I've used it a few times with not 1 problem at all its helped me purchase a few items when i never had any cash available to me , id like to say thank you to everyone involved in Zopa Credit Cards Thank's alot for giving me the opertunity . George. Reviewed on: 25th January 2022

I appreciate

I like this bank because when I need she was there with me. Reviewed on: 25th January 2022

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