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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

Simply aint enough stars would 100% recommend specially for the few with bad credit like myself, has helped me so much and the interest is nothing like i was actually expecting so i am able to sleep at night knowing paying back aint goin to put me in another hole. Reviewed on: 25th January 2022

Great product

Been good so far using this service Reviewed on: 25th January 2022

Good help

Good for helping when you need small money for used some shopping Reviewed on: 25th January 2022

Good experience

I see them as responsible lender Reviewed on: 25th January 2022

Clear and simple

Applying was easy, approval was quick, the app is brilliant and I love the card design - the numbers won't rub off with use! I'd recommend Zopa to anyone - everything I want from a financial product! Reviewed on: 25th January 2022

Zopa an excellent credit card provider

An excellent credit card provider, easy to apply and maintain your account. Reviewed on: 25th January 2022

everything is fast, convenient and clear.

everything I really like, nice communication and quick approval Reviewed on: 25th January 2022

Brill

Never had an issue nice and simple to use Reviewed on: 25th January 2022

Easy to use

Every time I purchase something it’s easy and secure! Reviewed on: 25th January 2022

Love the up to date updates on spending

It's very handy to be kept updated on spending and balance in real time Reviewed on: 25th January 2022

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