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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fats and accessible service

5 star service. Would recommend everyone. Reviewed on: 15th February 2021

Brilliant system and staff

Excellent customer service, I spoke to them on the chat helped me straight away was brilliant Reviewed on: 15th February 2021

Easy to apply good for bad credit

Easy to use and apply all via the app Reviewed on: 15th February 2021

Great experience so far

Easy sign up, great application and easy repayment. Reviewed on: 15th February 2021

Transparent bank

Very fair and totally transparent. No hidden costs or surprises with Zopa Reviewed on: 15th February 2021

Great service

Great service and great advice and very easy app to keep track of card and spending Reviewed on: 15th February 2021

Excellent

Everything you want in a card and a good app, what more can I say? Reviewed on: 15th February 2021

Not bad compared to others

Pretty good app could have given larger credit limit Reviewed on: 15th February 2021

Very goog

Very nice. Simple and easy... No problem at all. And... VERY serios Reviewed on: 15th February 2021

Quick and Easy

Great way to allow me to build my credit rating. Straightforward and no hassle Reviewed on: 15th February 2021

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