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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

helpful controlled finance

one way to help you control you spend when you need help Reviewed on: 25th January 2022

A*******

Awesome ,easy to use , no issues A+ Reviewed on: 25th January 2022

They are 'Zuper Zopa' that is all !!

I have had good experiences with this company and any issues that have arisen during my time as a cardholder have been dealt with efficiently and professionally at all times .. that combined with the measures taken to verify payments is reassuring each and every time . I feel the decision to the increase of spending allowed is taken carefully and diligently..so from my experience I can award full marks to date . Thank you. Reviewed on: 25th January 2022

Zopa, Supa!

Zopa give you as much information about using their products as possible, for the end user to know exactly how things work. They are very open about charges, and the app is very easy to use Reviewed on: 25th January 2022

Excellent all round!

Sensible starting balance and online support if required. None hassle straight forward transactions. Reviewed on: 25th January 2022

Good starter card

It’s high interest rate but they let you know date cash will be taken all helps keep you on level. ground Reviewed on: 25th January 2022

Amazing experience

The process is simple and hassle free. And the Zopa app is very user friendly. Reviewed on: 25th January 2022

100% recommend

Hi have a zopa credit card and I would recommend it to any of my family or friends Reviewed on: 25th January 2022

Very understanding card

Very easy to use, everything you need at your finger tips. Reviewed on: 25th January 2022

Easy and secure

This product was easy to apply for. Their app makes keeping track of use easy and straightforward. The app is also very secure and helps keep your peace of mind Reviewed on: 25th January 2022

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