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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent service

Since using Zopa I have found that it's a card that really works for me and the app is really easy to use which helps me keep track of my finances Reviewed on: 15th February 2021

Brilliant and so simple

Was so easy to apply and then set up the app once card arrived. Would definitely recommend them to anyone Reviewed on: 15th February 2021

Easy to use

Easy to use, app is simple to navigate and keeps you up-to-date with txt alerts. I also like the way you can cap your spending with the safety net Reviewed on: 15th February 2021

Card for family

Just got this card for my wife to use for bits and pieces and so far very happy, the app is clear and user friendly and even with my fat thumbs I've had zero issues while looking through the many features. Reviewed on: 15th February 2021

Quick and easy to apply for and card arrived in short period of time

Card application easy to do and was impressed from time of approval and receipt of card in a very short time Reviewed on: 15th February 2021

Banking how it should be

Simple and easy to apply in the first place. Superb app that keeps you in touch and in control. Alerts when you spend and when payments are due. When you make a payment by debit card it credits your account/balance immediately. Reviewed on: 15th February 2021

Easy

Easy to apply and very good customer service. Very good app and easy to navigate Reviewed on: 15th February 2021

Excellent Service

Zopa keep you on track and update you all the time, so you are in control Reviewed on: 15th February 2021

Love this card

It’s so simple and beautiful card. I love using it for my beauty treatments and also for online shopping. Reviewed on: 15th February 2021

Easy and friendly

Great credit provider. They also assist you with your credit score. They won't offer you too much, and will let you know if you're eligible for a slight increase. Great for people who want to improve their credit score and need a little financial help. Reviewed on: 15th February 2021

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