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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Love it thanks for accepting me

Never thought I'd be accepted its really helped me out as I want to build my credit score Reviewed on: 15th February 2021

Very nice and swift

very nice, swift, application was very easy Reviewed on: 15th February 2021

Quick response for the card

Good response and worth having the card Reviewed on: 15th February 2021

User friendly service !

I'm a new customer and so far am extremely impressed with the service I've received Reviewed on: 15th February 2021

Fantastic

I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021

excellent internet banking and very good services

excellent internet banking and very good services Reviewed on: 15th February 2021

It is the best credit card

I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021

Great company

Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021

Absolutely amazing

Easy to set up easy to work out and easy to understand very very good card company Reviewed on: 15th February 2021

Very good

Really easy to use the app, payments straight away once paid not like other where it takes 3/4 days, would definitely recommend Reviewed on: 15th February 2021

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