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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fantastic company Zopa are awesome

Being with Zopa give me tiaras piece of mind Zopa u are the number one go to credit card . Reviewed on: 15th February 2021

Quick and easy

Very straightforward to apply. Afterwards really quick to proceed and get card. Super efficient! Reviewed on: 15th February 2021

Great plastic friend !

Had problems in the past with credit, Zopa trusted me with there card, and I’d keep up repayments no problem to get my credit rating up Reviewed on: 15th February 2021

Great afford for person history build up

Carry on like how you are now . We love your support for helping build the credit history up . Thanks Reviewed on: 15th February 2021

The stars will be always

the process very securty and fast, easy to use and very good customer service Reviewed on: 15th February 2021

Zopa credit card the best

Immediate response times Easy instructions- great company Reviewed on: 15th February 2021

Great card to have!!!

Zopa are a great company to have a card with. With UK call centres and great staff what else could you ask for Reviewed on: 15th February 2021

Fantastic affordable and fair

Zopa took a chance on me where other companies didn’t. Thank goodness for companies like you for giving people like me a second chance 5***** Reviewed on: 15th February 2021

Excellent, Quality Credit

I found Zopa and was really impressed with the ability to purchase small items and spread the cost. The site is easy to use, no jargon and no hassle fees or confusing tariffs Reviewed on: 15th February 2021

Very good easy app

I love the app and that fact you can set yourself a budget every month Reviewed on: 15th February 2021

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