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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very Fast

Everything very well I’m very satisfied Reviewed on: 25th January 2022

Average

Average experience Good but not very good so I think so is new to more better than the service Reviewed on: 25th January 2022

Very good app

Very good app easy to use also very friendly am really happy with them Reviewed on: 25th January 2022

The best Bank.

The best Bank for me. Credit card is not to high percent. Reviewed on: 25th January 2022

Great company

Brilliant company! Easy to use website and great support Reviewed on: 25th January 2022

Everything I need

As a new customer and technophobe, I was overwhelmed by the quality of customer service. Customers have every right to expect a request to be met.what sets Zopa apart. Is the eagerness to please the client. Expectations were exceeded by a country mile Reviewed on: 25th January 2022

Great service, speedy transfers

Zopa is a great card. Always works, you can clear your balance at anytime and it updates immediately. The app is so easy to use and always notifies you when you need to make a payment so your don’t miss any. Highly recommend!!! Reviewed on: 25th January 2022

Highly recommend

Very easy to use I would recommend zopa to anyone I have never had any problems so never had to contact anyone or customer services everything is so straight forward Reviewed on: 25th January 2022

A Anantharajah

i started using this card, i feeling it’s better. Reviewed on: 25th January 2022

Average man in the street

I find zopa fair, efficient & professional. Reviewed on: 25th January 2022

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