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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Quick and easy to apply increase very quick. Paying back either by card or direct debit really easy no hasdle Reviewed on: 25th January 2022

Brilliant

Customer service where so helpful with sorting a card out for me i would recommend you to anyone that ask me getting a card Reviewed on: 25th January 2022

Best credit card ever

Easy to use, up to date, informative and very helpful. Reviewed on: 25th January 2022

Very helpful and professional

Very health and professional always courteous when contacting customer services and always resolve any issues you may have have quickly and effectively I would highly recommend Reviewed on: 25th January 2022

The Best

Excellent service and i was offered an increase on my limit based on my conduct.at quite an early stage. Reviewed on: 25th January 2022

Simplicity

Great credit card company amongst other products on offer customer service A1 should you ever need them Reviewed on: 25th January 2022

Great customer service. No problems using the card

5star experience. Cannot faulttgem Reviewed on: 25th January 2022

Very good and clear fees and intreses

It’s a very good credit card, with clear fees and interes! Another very good think it’s the application, which is very good and works very well! Reviewed on: 25th January 2022

Easie yo use

Easie to us and friendly to deal with Reviewed on: 25th January 2022

Great app

Very easy to used app . Great understanding and showing your credit record Reviewed on: 25th January 2022

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