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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card

This is a great card to use for emergencies I have not very good credit and was the only one willing to accept me Reviewed on: 25th January 2022

Zopa

Been a customer for several years never a complaint. God luck. Lyndon Bond Reviewed on: 25th January 2022

Fair

Helped me when I needed it. Very fair Reviewed on: 25th January 2022

Zopa is conquering the world

Zopa gives good financial opportunities to everyone, including myself Reviewed on: 25th January 2022

Easy and stress free use

Applying was easy, the app is secure and straight forward and fair rates. I would highly recommend. Reviewed on: 25th January 2022

What can i say, easy to use and the app is great

This credit card is super easy to get and use. Reviewed on: 25th January 2022

Best in small doses

Zopa is a no nonsense credit card. Easy to use on PC or phone, easy to keep a check on, and easy to spend and pay back without worry. I love my zopa card Reviewed on: 25th January 2022

Zupa

Had good experience quick and efficient Reviewed on: 25th January 2022

Easy to use & great customer service

I've rarely had to contact them as the app works brilliantly, but the customer service is so second to none. Reviewed on: 25th January 2022

Superb

Easy to use , great customer service Reviewed on: 25th January 2022

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