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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Quick and easy

Outstanding service, easy to use app with the new added saving account. Reviewed on: 25th January 2022

Easy credit - easy payment

The app makes using Zopa a very simple and manageable user experience You know where you are - quick simple transparent and fast transaction times Reviewed on: 25th January 2022

Excellent service

Excellent service and provider and very helpful if you have any questions. Reviewed on: 25th January 2022

Finance 101

So easy simple and helpful. Helped me to consolidate my existing payments into one affordable payment with Zopa Brilliant thank you Reviewed on: 25th January 2022

The future of banking and finance

I have been using Zopa for just over a year now and I must say that I have never come across any other bank which has such an efficient app, which is easy to use, with super fast customer services. I would highly recommend Zopa banking and its other products without hesitation. Well done Zopa, and keep it up. Reviewed on: 25th January 2022

Its good and was there when I needed it

Was turned down elsewhere but Zopa gave me a credit card, used it properly and have had a credit increase no complaints really, the app works well Reviewed on: 25th January 2022

Great Bank Card

Very easy to sign up, monitor and use. Would highly recommend Reviewed on: 25th January 2022

Zopa Credit Card Review

Excellent service and experience always from Zopa, highly recommended with a friendly team. They have a great App to manage your account. Reviewed on: 25th January 2022

Great service

Brilliant card, always provide regular updates on payments and transactions Reviewed on: 25th January 2022

Zopa

My credit was soo poor and only Zopa would give me a credit card to help improve it… here we are a few years later and my credit score has doubled!!! Unreal from Zopa! Reviewed on: 25th January 2022

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