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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

Amazing experience, really helpful! Reviewed on: 25th January 2022

Best credit card

Easy to apply for quick response and very good online services easily navigated. Reviewed on: 25th January 2022

Great card

Great experience so far best card Reviewed on: 25th January 2022

Nr. 1 Credit card

Great services, helpful and easy to use, definitely recommend ZOPA. Reviewed on: 25th January 2022

Outstanding Service

I’ve got three credit cards and by far the Zopa app kicks the other company’s apps out the window payments are added to my account instantly and everything is sleek and efficient on the app. And everything’s in the right place Reviewed on: 25th January 2022

Easy app to use

App was quick and easy to use always up to date with my spending. Reviewed on: 25th January 2022

The best card ever

I do not regret having zopa card Reviewed on: 25th January 2022

zoparised

A little website, that does so much makes life more easy to run, I feel zoparised Reviewed on: 25th January 2022

Amazing credit card

So easy to use Simple app to if you forget your pin or loose your card When you pay money back the money goes straight in no messing about waiting for days for it to be transferred over just easy straight to the point creditor and would highly recommend to any one thank you zopa Reviewed on: 25th January 2022

Credit

Only downfall is haven't had an increase in credit been same for a year Reviewed on: 25th January 2022

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