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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fantastic

5
Easy application, mobile app is fantastic. Highly recommend Reviewed on: 15th February 2021

Easy

5
I found easy to join and the website is easy . So all together easy easy peasy Reviewed on: 15th February 2021

Easy to spend

5
Easy to use and services are good Reviewed on: 15th February 2021

Amazing

5
So easy to use. I use it as a company credit card. So easy to match receipts with credit card spend. Reviewed on: 15th February 2021

Simple to use

5
I love this banks app because it is very easy to use. It informs you how much you spend immediately which is good Reviewed on: 15th February 2021

Very easy and helpful to use

5
Great and very easy to apply and use Reviewed on: 15th February 2021

Fantastic card

5
I have a zopa card and I like it very much.I like the fact that it tells me when I use it on my phone Reviewed on: 15th February 2021

Amazeballs

5
Brilliant service got my card within a few days of applying Reviewed on: 15th February 2021

Great card issuer

5
So far my experience has been exceptional Reviewed on: 15th February 2021

Top drawer service

5
Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021

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