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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My Zopa credit card .

Arrived pretty quickly and I was then we'll on my way to using it wisely.Very helpful team and passwords etc are encrypted so I happy to work with Zopa. Reviewed on: 25th January 2022

Good

Satisfied with the outcome and the support provided Reviewed on: 25th January 2022

Friendly and professional

Zopa gives you peace of mind flexible ways to use your card Reviewed on: 25th January 2022

Banking for all.

Perfect banking for your everyday needs. Reviewed on: 25th January 2022

Awesome, amazing, fantastic

Words can’t describe how great Zopa is. I’m very very grateful for your services you provide to me. Reviewed on: 25th January 2022

Love the app

Simple to use, great app and just handy to have in case of life’s emergencies Reviewed on: 25th January 2022

Good credit

Good credit and very quick and easy repayment showing in the account with in few minutes. Good customer service support. Reviewed on: 25th January 2022

Zopa the top 1 credit card available

This credit card is the easiest and best credit card company to use. The app is great I've never had any problems with repayments I'm always I control of my spending with absolutely no hidden charged. Reviewed on: 25th January 2022

Fast and easy

Very fast and easy to use, had no problems at all. Reviewed on: 25th January 2022

Easy to do business with

This company made the application, usage and all round genuine compatibility for my needs very easy. Zopa are moving in the right direction with their intuitive process and mobile app format, along with their customers who are fully focused on improving their own credit stabilisation like myself. An all round great service with no complaints from me. Reviewed on: 25th January 2022

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