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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic service

Every time I have contacted them they have been fantastic always helpful Reviewed on: 25th January 2022

Let's go zoppa loopy nuts are we

I have found Zoppa flexible and affordable, and the app is great, easy to use with loads of info. With the app and the borrowing power info it really feels like I'm working towards something with a Zoppa card, plus there are loads of other financial tools which appear to have my best interests at heart. Reviewed on: 25th January 2022

Modern, helpful and easy to use

Since joining Zopa, they have been brilliant. The app is very modern yet easy to use with various features included such as eligibility statuses and additional products available to add. Can’t fault them at all and enjoy being a customer. Reviewed on: 25th January 2022

Excellent Company

I cant tell people enough about how excellent the service is to use and how they keep you informed and how easy it was to apply and the website and app help you stay in control Reviewed on: 25th January 2022

easy to use and easy to see money spent and keep control of my money

easy to use and app is great, i have had no problems with this service and will continue to use. Reviewed on: 25th January 2022

No problems

Swift application. Decent rates for poor credit. Good app and no problems so far. Reviewed on: 25th January 2022

Great card

Great card didn’t expect to get but got with a reasonable limit and amazingly easy to manage with the app which gives so much more control you don’t get with so many other lenders Reviewed on: 25th January 2022

Very helpful and easy to assess

Fantastic around easy to assess with the App Reviewed on: 25th January 2022

Excellent

Not a problem at all with zopa I would use them again pleasant customer service Reviewed on: 25th January 2022

Easy to use and manage.

Overall a great experience - their app is easy to use and intuitive. Everything you need is there. Would highly recommend. Reviewed on: 25th January 2022

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