Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43503)

Excellent

5
Gave me a chance when others wouldn’t, great service, easy to maintain, spot on! Reviewed on: 25th January 2022
JCD's avatar
JCD

Delighted Customer!

5
As a customer, there’s nothing better than feeling delighted - with Zopa, they have exceeded my expectations and I am delighted with their professionalism! Reviewed on: 25th January 2022
ian.thomas78@icloud.com's avatar
[email protected]

Good service

5
Help who need cash last minute and always perfect service Reviewed on: 25th January 2022
Kirojan Thuraiyappah's avatar
Kirojan Thuraiyappah

Zopa is brilliant

5
Zopa is brilliant and easy to use and help is there straightaway if you need it, I would recommend to anyone Reviewed on: 25th January 2022
Justin Dunn's avatar
Justin Dunn

fantastic company

5
easy to apply for and a great limit on the card Reviewed on: 25th January 2022
Dave Phipps's avatar
Dave Phipps

Top bank

5
Gave me a chance to build my credit when others wouldn’t Reviewed on: 25th January 2022
Neil Burke's avatar
Neil Burke

Most helpful

5
All ways friendly and very helpful on the phone when you call them , And never keep you hanging on to answer your call Reviewed on: 25th January 2022
Ian banks 's avatar
Ian banks

love this company set you can set a limit so you do not go over your account limit

5
Not been with this company long, but I do have other credit cards and this will be my preferred option in the future, I will be closing my other cards down Reviewed on: 25th January 2022
mary mcdonald's avatar
mary mcdonald

Excellent

5
Love zopa . Clear app . Easy to understand. Reviewed on: 25th January 2022
Ewa Maj's avatar
Ewa Maj

Easy to use

5
I had a bad credit rating and they were the only company who gave me a credit card. Reviewed on: 25th January 2022
Csilla Toth's avatar
Csilla Toth

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill