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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Simple and Easy

5
Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021

Excellent

5
Would highly recommend very user friendly Reviewed on: 15th February 2021

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021

Great service

4
No issues no problems easy to use and set up Reviewed on: 15th February 2021

A great and easy card

5
An easy to use card aswel app that's sums it up .. Reviewed on: 15th February 2021

Brilliant

5
Recommend to all. Great credit card company Reviewed on: 15th February 2021

Quick, Easy, Hassle Free

5
So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021

Manager

5
It was very easy and quick to apply and card was with me very soon Reviewed on: 15th February 2021

Great company

5
So easy to set up app with simple instructions Great friendly service Would highly recommend zoopa Reviewed on: 15th February 2021

Great service

5
Easy to apply for No jargon, staff always there to speak to Reviewed on: 15th February 2021

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