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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Fantastic service

I am very happy with service provided by Zopa credit card and it is highly recommended Reviewed on: 25th January 2022

Great card. Fast hassle free

Payments are instant which I love about this card, if you make payment it comes off the balance straight away :) Reviewed on: 25th January 2022

Good service

Very good service and the app is easy to use. Reviewed on: 25th January 2022

Zuper Zopa

Supercalifragilistic super duper Ali ooper company Reviewed on: 25th January 2022

Quick Payments

I find it great Zopa credit account as soon as you make a payment I wished other cards did the same. Reviewed on: 25th January 2022

Great Service

Always great service easy to use app Keep me informed of that services are available to me Easy straight forward applications All in all a great financial company One of the best iv dealt with. Reviewed on: 25th January 2022

Personalised lending

Zopa provides a personalised and fitting service which meets your needs allowing comfortable repayments. Reviewed on: 25th January 2022

Good efficient service

Regular updates received on what has been spent in the card Reviewed on: 25th January 2022

Helpful

So helpful and easy to apply , once accepted the app is really good advising of every penny you spend and remaining balance also Reviewed on: 25th January 2022

Good straight talking bank

They are responsible, straight talking lender with no hidden fees and excellent app. Highly reccomend Reviewed on: 25th January 2022

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