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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41971 reviews)

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4.93

Based on 41,971 reviews, last reviewed 15th Feb 2026

166900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41971)

I am satisfied with the services of Zopa

I am satisfied with the services of Zopa Reviewed on: 7th April 2021

Services

Good customer service and happy Reviewed on: 7th April 2021

Very good

Zopa really helps people i am very happy Reviewed on: 7th April 2021

Good service

Never been let down, always good service Reviewed on: 7th April 2021

Good Services

Very reliable and easy to use. I will recommend anyone to use Reviewed on: 7th April 2021

Fantastic experience

New had any issues with these guys, would highly recommend Reviewed on: 7th April 2021

Excellent app

Zopa is very helpful keeping me on top of my credit rating and helping me improve everyday they keep me updated with the latest offers and also affordable repayments which suit me. I would highly recommend to anyone who is looking for credit card and help to improve your credit score. I have found this pandemic hard on me even though I’m a care worker zopa have supported me when I thought I couldn’t improve anything Reviewed on: 7th April 2021

Excellent service

The zopa credit card and app are excellent to use and understand. Everything is simple and very well thought out. All in all a card I would recommend to anyone Reviewed on: 7th April 2021

Great credit build

Great to build credit also reasonable interest. Brilliant communication. Reviewed on: 7th April 2021

Amazing company

Every time I have rang they have always answered quickly and have resolved my problems and queries quickly. Reviewed on: 7th April 2021

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