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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

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Very simple platform

No hidden fees or agendas, easy navigation on app outstanding customer service effective communications exceeded expectations Reviewed on: 25th January 2022

Easy

Very easy to use easy to pay and view credit use clear on what u need to do Reviewed on: 25th January 2022

Amazing service and updated regularly

Amazing experience from the provider and regularly updated which is perfect , no issues what so ever Reviewed on: 25th January 2022

Awesome guys

Everything you expect and nice service Reviewed on: 25th January 2022

Staff very professional

Your are always on top with your spending with the on line App Reviewed on: 25th January 2022

Zopa banking review

A fair place to handle finance incredible help for me personally, took couple yrs get there but without zopa,, wouldn't have happened for me spot on for me zopa not a bad word to say Reviewed on: 25th January 2022

Great easy app

Different from the normal cards.ove the app too so user friendly Reviewed on: 25th January 2022

Exceptional

The Zopa experience has been flawless from the time I opened the account to date. Other credit card companies are tiresome to deal with but with Zopa, I always feel like they understand. Cannot recommend them enough. Reviewed on: 25th January 2022

Best ever

A very handy card to have, and would go out without it.. Reviewed on: 25th January 2022

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