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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fast, simple keeps you informed of how your account is doing

I have a card which is brilliant... Other cards take 2 days to apply repayment but zopa adds it to your account immediately. I also have a loan which was fast, easy to understand and the app shows how much I owe and payment dates. Reviewed on: 25th January 2022

Easy to manage

Payments credited to account instantly unlike other card providers with minimum 2 days. Reviewed on: 25th January 2022

Best and honest

Im really happy zoppa accepted me and trusted me,for me is the best,also I’ve got my broadband throw zoppa with very good offer,overall i give 10 from 10 Reviewed on: 25th January 2022

Zooa loan

Very happy with my loan easy application and approved with in a couple of hours Reviewed on: 25th January 2022

The best credit card in the uk

User friendly interface,and the best credit card in the market Reviewed on: 25th January 2022

Quick & Easy

Quick and easy to apply with simple to understand terms. Reviewed on: 25th January 2022

Great Service

Great Service and a great opportunity to achieve the self proposed goals or some dreams can come true. Reviewed on: 25th January 2022

Amazing service

Easy application good service would recommend Reviewed on: 25th January 2022

Great card

Great credit card very affordable repayments easy to manage on the mobile app Reviewed on: 25th January 2022

Excellent

Never had a problem. Great costumer service. Easy to use Reviewed on: 25th January 2022

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