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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Mr wilton

I like Zopa , I have Zopa, I recommend Zopa to my friends Reviewed on: 25th January 2022

Great modern day banking with instant features.

What's not to love, quick purchase notifications and instant account payment credit. Reviewed on: 25th January 2022

Great credit card

Zopa have been excellent, I don’t have the best credit score and they have treated me fairly, they took a chance with me and they offered me a credit increase so I must be better than my credit score suggests. Fantastic credit card, easy to use app. Reviewed on: 25th January 2022

Very good

I like the credit card and the app Reviewed on: 25th January 2022

Really good credit provider

Helped when no one else would Great start off credit really good credit provider Reviewed on: 25th January 2022

Very informative

I love zopa its very informative and the app is easy to use Reviewed on: 25th January 2022

NN7959PJP

easy to use app and always been helpful with customer services Reviewed on: 25th January 2022

Excellent!

Since having a Zopa credit card, it has been a positive and smooth journey. Thank you! Reviewed on: 25th January 2022

Brilliant service

Always great service whether online or phone. Always patient and professional. Always understanding. Great staff. Thank you Reviewed on: 25th January 2022

Best card

Lower interest than any other quote I got and money clears straight away instead of waiting 2 business days. Reviewed on: 25th January 2022

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