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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Exvellent card

Best credit card used very easy to operate ans the best and easiest app .. Reviewed on: 7th April 2021

Excellent online banking service.

Everything is in one place, easy to check your account anytime day or night. Reviewed on: 7th April 2021

Brilliant bank

Just so good for us oldies ease of use and very helpful over the phone thanks again Reviewed on: 7th April 2021

Easy access clear instructions

Would recommend clear statements easy to manage around the internet Reviewed on: 7th April 2021

Zopa credit card

I've been using Zopa credit card for the long time and I'm very happy with it. I would very much recommend it to everybody. Reviewed on: 7th April 2021

Excellent

Very easy to use app, check balances make payments Reviewed on: 7th April 2021

Friendly service

Friendly and helpful overall great service Reviewed on: 7th April 2021

Credit card

Excellent service I would highly recommend to friends and family Reviewed on: 7th April 2021

GREAT PRODUCT

I WILL ALWAYS RECOMMEND ZOPA TO MY FRIENDS Reviewed on: 7th April 2021

Awesome

Gave me credit when no one else would, has helped me with managing said credit Reviewed on: 7th April 2021

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