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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card

Just so easy to use no hidden fees easy to set up a direct debit as well Reviewed on: 25th January 2022

My best credit card

I recommended to my friends and family Reviewed on: 25th January 2022

Excellent

Zopa helped me out in an emergency. Quick and easy to apply and the app is simple to keep up to date on your spending and payments Reviewed on: 25th January 2022

Fantastic service

Good card but my credit limit very less Reviewed on: 25th January 2022

Easy

Found zopa to be so easy to use and deal with. What a fantastic combination. Never did i think i would write a review for a credit card company, but here i am and am a happy and grateful customer. Reviewed on: 25th January 2022

Easy card to have

Great card sensible limits easy to use app Reviewed on: 25th January 2022

Great service

All helpful great services had not problem since I’ve been with them Reviewed on: 25th January 2022

Zips has helped me receive finance and pay my monthly bills

I would highly recommend zopa As they are reliable and the payments are manageable each month Reviewed on: 25th January 2022

Excellent Customer Service

I applied for a Credit Card, The whole process was simple and easy, The customer service was amazing, she spoke in such a polite and friendly manner and made me feel comfortable, and within a few days, I had the credit card at my postbox, it was an amazing feeling!!! Reviewed on: 25th January 2022

Top marks

Easy to use, low interest and great app Reviewed on: 25th January 2022

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