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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Perfect

Great service, easy to use and good at reminding you about payments Reviewed on: 7th April 2021

Best card Iv ever had

Fast processing of transactions, real time information of any transactions Easy to apply Reviewed on: 7th April 2021

Great card

Application was simple, the credit limit is manageable and the app is excellent Reviewed on: 7th April 2021

Perfection

A wonderfully easy to use card and app....would highly recommend Reviewed on: 7th April 2021

Zopa dooper

Great card pay off in full every month payment reflects instant so zero problems Reviewed on: 7th April 2021

Super zopa

Gear customer service and very friendly and professional Reviewed on: 7th April 2021

Yep

Increase my credit limit please Reviewed on: 7th April 2021

Really good, loyal and highly recommended

I had an issue with an order which I couldn't dispute myself but I phoned zopa and they sorted the issue and refunded the money without hesitation. Amazing work and loyal to their customers and users. Reviewed on: 7th April 2021

Easy to use and card quick to arrive

Easy, no nonsense and provided further insight to other financial options. Reviewed on: 7th April 2021

Great friendly

Great experience no problems always ready to help Reviewed on: 7th April 2021

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