Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39760 reviews)

View other Zopa products

4.93

Based on 39,760 reviews, last reviewed 24th Apr 2025

57% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

User friendly great app always up to date with offer... User friendly great app always up to date with offers quick and easy to navigate Reviewed on: 24th April 2025

Latest lowest rating:

2

No balance transfer do other cards No balance transfer do other cards Reviewed on: 24th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit Card reviews (39760)

Easy to use

Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021

Fantastic service

I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021

Really easy to manage

I'm really liking this card. I like that there is the feature of setting aside a buffer, and that the app is so easy to use and gives me alerts to each purchase so no surprises. Really useful. Reviewed on: 15th February 2021

Great card, helpful and amazing app and great support and advice

I have poor credit and Zopa has opened the doors to help meanage my money and the App and messaging alert functions is really helping me manage my money and improve my credit. No other bank has made being better with money so easy and open. Highly recommended Reviewed on: 15th February 2021

Excellent service

Excellent service and really helpful Reviewed on: 15th February 2021

Fantastic

Easy to apply and easy to manage on app Reviewed on: 15th February 2021

Easy peasy

I am new to Zopa and find it very easy to use and check balance, make payments etc Reviewed on: 15th February 2021

Flexible, accessible and transparent product with excellent customer service

Very good user-friendly website with easy to navigate pages. The vetting process is quick and easy to follow. Decisions are speedy. Once loans are granted you can track repayments easily. Early repayment is no bother. One of the best companies around Reviewed on: 15th February 2021

Very good company

Trustworthy and honest company. Affordable repayments and customer service is always good Reviewed on: 15th February 2021

The best overall card and service

The app and the card are brilliant Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Halifax 3.97 from 72 reviews
Credit Card
from Vanquis 4.45 from 527 reviews
Credit Card
from HSBC 3.13 from 111 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub