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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Excellent service

5
Very easy to use and to keep track of my finances. Reviewed on: 7th April 2021
Tony Beards's avatar
Tony Beards

Great bank great service

5
Great bank great service build your credit score Reviewed on: 7th April 2021
David norrington's avatar
David norrington

Excellent card

5
A great card, with a small credit limit, so you can't get too much in debt, but it's there when you really need it, and great for building your credit rating Reviewed on: 7th April 2021
Shaun's avatar
Shaun

A pleasure to be apart of the Zopa team

5
Zopa are great and an excellent product would to recommend to anyone Reviewed on: 7th April 2021
james.hopkins1926@live.co.uk's avatar
[email protected]

Really easy to understand and use

5
Top credit card very easy to use and very clear to understand Reviewed on: 7th April 2021
Thomas EDWARDS 's avatar
Thomas EDWARDS

Excellent card

5
An Amazing self service portal and really easy to use! Reviewed on: 7th April 2021
AZIZ SHAH's avatar
AZIZ SHAH

Want to build your credit rating?

5
Excellent service, able to monitor your borrowing power! Reviewed on: 7th April 2021
Kauthar's avatar
Kauthar

Made so simple , always answered my queries fast and every time

5
The easiest way I've ever dealt with a credit card company Reviewed on: 7th April 2021
Michael Begg 's avatar
Michael Begg

Highly Recommend....

5
I would recommend zopa credit card to all my friends, family and colleagues. The whole process from checking your balance and making payments is quick and easily. Highly recommend ...you will not be disappointed. I vote them the best card for 2021. Reviewed on: 7th April 2021
Valerie Morgan-Black's avatar
Valerie Morgan-Black

good

5
good customer experience wood recommeded to all freinds and family Reviewed on: 7th April 2021
Kevin Higgs's avatar
Kevin Higgs

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