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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing Experience so far!

They have no hiden charges and payment are updated straight away unlike other credit facilities that take couple of days to update their customers account. The security of their app is well monitored! I have never experienced any technical difficulties with my app since being a customer. Reviewed on: 26th January 2022

Easy and affordable

Very easy to get approval with good sum of money no matter your credit ratings Reviewed on: 26th January 2022

Great service, always up to date info and news. Love reminers.

I have nothing other than to say outstanding. I was recommended to Zopa, I wish I joined sooner. Well I am here now and that's what counts for me. Reviewed on: 26th January 2022

Absolutely rubbish customer service, avoid this company like the plague

Sick of the IDIOT “bot” and your online staff are RUDE Reviewed on: 26th January 2022

Very good

Good service great service .better communication Reviewed on: 26th January 2022

BrillIiant

Fab card, great services, easy to use app Reviewed on: 26th January 2022

Great product

Great product easy to use app and polite staff when calling online chat is available Reviewed on: 26th January 2022

Wonderful Card Good Service

Easy dealing with Zopa happy all round and good Company to deal with too happy with my Credit Card too Reviewed on: 26th January 2022

Awesome credit provider.

Dead easy to talk to and also care about their customers needs. 10/10 from me. Reviewed on: 26th January 2022

10

It is very great card and I tell everyone I no to get it it make a difference Reviewed on: 26th January 2022

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