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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Forward thinking bank

The app works really well and is easy to use Reviewed on: 7th April 2021

Not used card as yet..no pin number

Awaiting for pin still................. Reviewed on: 7th April 2021

Good credit limit offered excellent card

Good credit limit offered excellent card Reviewed on: 7th April 2021

Credit made eaZy

I'm so pleased with the service Zopa provides through their extremely sleek & user-friendly app. Payment reminder alerts and built-in credit score tracking are my 2 favourite features. It's so handy to have all your credit factors at your disposal built right into your banking app, and has been tremendously helpful getting me back on track financially. Can't recommend highly enough! Reviewed on: 7th April 2021

Great service for my situation

Zopa acknowledged that my credit wasn’t great, but was improving. My current situation was more important rather than my previous mistakes Reviewed on: 7th April 2021

Easy to use service

Great app and functions. Easy to navigate round. Reviewed on: 7th April 2021

User friendly, on the ball and efficient

Apps seem to be so clunky these days and companies hard to communicate with - not these guys! Always available and app is super easy to use. Great work Reviewed on: 7th April 2021

Good card and app

Good card and app, easy to use and payments are shown quickly. Reviewed on: 7th April 2021

Zopa review

Very good and would certainly recommend them Reviewed on: 7th April 2021

Zopa The friendly Bank.

Zopa have always given me great service with a friendly team and quick service. Reviewed on: 7th April 2021

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