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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy

Easy to use online banking, very fast and cool features. Reviewed on: 26th January 2022

Excellent service and support for those wanting to increase credit rating.

Zopa is the best credit card company I have ever dealt with. And since joining them I have slowly watched my credit rating increase. To add to thus, the app is simple and very easy to use. Other credit card companies should follow their lead. Reviewed on: 26th January 2022

Zopa credit

Zopa credit card it’s really good for everyone want a budget card with really low interest fee and Zopa app is easy to .use . Reviewed on: 26th January 2022

A totally new experience

Zopa offers a totally new experience with their web app. Offering you ways to save on energy and broadband and notifying you of your chances of securing credit. Reviewed on: 26th January 2022

Easy no fuss secure brilliant

Easy to apply for no fuss no catches straight foreward Reviewed on: 26th January 2022

Great credit card app and service

Easy to use and manage app that's quick convenient and updates quickly. Recommended to all Reviewed on: 26th January 2022

Very good company

I would recommend anyone of my friends Reviewed on: 26th January 2022

Insightful credit

Easy to use, love the app and recommend Zopa. Reviewed on: 26th January 2022

Low interest

Easy access by app and low interest. Reviewed on: 26th January 2022

Zopa is great

Was accepted very quick for this card and I’ve never had any problems they have even helped me when I got looked out my app. Reviewed on: 26th January 2022

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