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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent Service

Really straight forward, from application to terms and conditions right through to their mobile app. Great choice Reviewed on: 7th April 2021

Fantastic

No complaints , very easy to apply with quick response time . App is really good too and easy to use Reviewed on: 7th April 2021

Zopa is super!!!

Zopa is a really good credit card, very user friendly and you know where you are with all aspects of having a credit card! Would totally recommend! Reviewed on: 7th April 2021

Great and straightforward

I have had no problems from the time I got a loan to getting a credit card. The app is very easy to use and if I needed too there was always someone knowageable to talk to. Reviewed on: 7th April 2021

Great company clear pricing

Clear pricing and accepted me with poor credit history Reviewed on: 7th April 2021

Flexible card easy to use app and instant updates on transactions

Very straight forward, easy to use and monitor repayments could not be easier your always in control. Reviewed on: 7th April 2021

Great app to use

Good option to overpay on loan whilst reducing interest Reviewed on: 7th April 2021

Excellent

Excellent Give you a chance to build your credit rating up Reviewed on: 7th April 2021

Absolutely perfect for what I need

Every time I needed to pay for something it was so easy Reviewed on: 7th April 2021

Glad to have zopa

Really useful and great interest rates .glad to have zopa . Best credit card. Reviewed on: 7th April 2021

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