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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

great

this card is excellent a good creditbuilder Reviewed on: 7th April 2021

Great card

From start to finish to finish easy to use and app is so so simple brilliant. Reviewed on: 7th April 2021

Good

Easy to log in to and navigate. Reviewed on: 7th April 2021

Great

Excellent with everything customer service is spot on and everything is clearly put out to see Reviewed on: 7th April 2021

Everything great about Zopla

So far my experience with Zopla has been brilliant quick to approve me ever with a poor credit rating my card was with me and paying bills writhing a couple of days. Also brilliant online app very easy to use 10/10 Reviewed on: 7th April 2021

Very easy to set up

Very easy to set up and easy repayment plan Reviewed on: 7th April 2021

Very professional very easy to use the app no problem very satisfied

Very good at explaining and solving issues Reviewed on: 7th April 2021

Credit card

Great service and app very easy to use and great support Reviewed on: 7th April 2021

Affordable credit card for all low income earner

This is the only card I found with low interest and has no extra charges attached Reviewed on: 7th April 2021

Fantastic card

I have had many credit cards over the years but this is far the best one payments made are instant so you know where you stand when paying your card bill Reviewed on: 7th April 2021

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