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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best flexible bank around.

Zopa are th best bank for modern times. Reviewed on: 7th April 2021

Great service

Easy to use from the app on my mobile, I get a notification for any purchase (contactless or not). Reviewed on: 7th April 2021

Responsible lender

Quick service, reasonable rates. This is unusual from a responsible lender, well done Zopa! Reviewed on: 7th April 2021

Great and easy to use

Very simple app to use and easy to keep track of Reviewed on: 7th April 2021

Excellent company

Easy to use app and great service Reviewed on: 7th April 2021

Easiest banking app I have ever used .

Love Zopa , app is so user friendly . Everything all layered out in a very easy manner . Reviewed on: 7th April 2021

very good service

will use them with no problems Shame they havent got a branch on the high street Reviewed on: 7th April 2021

Very please with the service you get.

Would recommend to anyone as well. Reviewed on: 7th April 2021

Excellent best friend

Card is there on hand whenever needed. Reviewed on: 7th April 2021

Great Customer service

Friendly but professional customer service. Quick response and well detailed advice. Reviewed on: 7th April 2021

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