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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit card

Zopa is fantastic! You can manage your money easily. If you want to save a little for that rainy day it has a function that allows you to do that. The customer service is also second to none! I think over all Zopa is one of the best credit cards by far! I would most definitely recommend to anyone. Reviewed on: 26th January 2022

The choice to make

Easy application but with thorough checks to make sure your safe and the card is affordable for you . Great customer service no question too much trouble advisers always there to help . Attractive card sits well in your purse /wallett Reviewed on: 26th January 2022

Great Service.

All round good experience, had some fraudulent activity on my account, very efficient at resolving the problem. Reviewed on: 26th January 2022

Fantastic!! Great provider

Can’t believe why I didn’t have them before ! I would highly recommend!! Reviewed on: 26th January 2022

Best card

Very good card to use and easy to set up Reviewed on: 26th January 2022

Great app easy to use

Good overall experience easy to manage across the platform and make changes, payments etc and see what your spending with the notifications on would recommend. Reviewed on: 26th January 2022

Excellent credit card account

Extremely helpful and well managed Reviewed on: 26th January 2022

Everything is easy to use

Everything is made easy to understand and to use. When using your card an update is with you in minutes so you know what is used and left Reviewed on: 26th January 2022

Fantastic supportive credit card

Zopa not only is a credit card but also helps keep you on track with your borrowing power. The application is fast and easy and instant approval. Zopa also offers savings and additional Loan services... Great card. Great company. Reviewed on: 26th January 2022

Zopa Loans/Credit Cards

2 Loans - 1 Credit Card - the smart way to bank 10/10!! Reviewed on: 26th January 2022

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