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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41971 reviews)

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4.93

Based on 41,971 reviews, last reviewed 15th Feb 2026

166900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41971)

Upfront charges and interest

Great card with no hidden surprises. Does exactly what you want it to do Reviewed on: 7th April 2021

Customer focused

Easy to contact friendly and helpful staff and very knowledgeable about their products. Over all a great experience Reviewed on: 7th April 2021

Very easy

So far they have been easy to deal with, transparent. Lots of good advice on their app. Reviewed on: 7th April 2021

Best credit card ever

Very easy to understand what your spending as you get confirmation as soon as you purchase something love it Reviewed on: 7th April 2021

My best friend

I love using my card. So easy to use and always kept up-to-date on what I have spent. Love it. Reviewed on: 7th April 2021

Fair and honest

A card that has no hidden agendas, just honest advice Reviewed on: 7th April 2021

Tb

The best card company they show different things so you can see everything. Reviewed on: 7th April 2021

Zopa - quick, easy, highly recommend

This was the simplest application and card use I have had. Everything works so smoothly through the app. I can easily keep control of my spending and other costs. I wish all my cards were this simple. Reviewed on: 7th April 2021

Zopa review

Its a very good credit card. It let's you now when your cards been used. It tells you when you have only got a small amount left before you reach your limit. I would recommend friends and family to use it. Reviewed on: 7th April 2021

Best flexible bank around.

Zopa are th best bank for modern times. Reviewed on: 7th April 2021

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