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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

I Zipped To Zopa as it was so friendly.

A very straight forward Credit Card to apply for Zipadee Zopa ! Reviewed on: 7th April 2021

Excellent

It’s been great! Brilliant company to have a card with Reviewed on: 7th April 2021

The best of the best

Excellent service, no hassle, perfect. Reviewed on: 7th April 2021

Very smooth and easy to use

Excellent and clear service. Very pleased. Reviewed on: 7th April 2021

Upfront charges and interest

Great card with no hidden surprises. Does exactly what you want it to do Reviewed on: 7th April 2021

Customer focused

Easy to contact friendly and helpful staff and very knowledgeable about their products. Over all a great experience Reviewed on: 7th April 2021

Very easy

So far they have been easy to deal with, transparent. Lots of good advice on their app. Reviewed on: 7th April 2021

Best credit card ever

Very easy to understand what your spending as you get confirmation as soon as you purchase something love it Reviewed on: 7th April 2021

My best friend

I love using my card. So easy to use and always kept up-to-date on what I have spent. Love it. Reviewed on: 7th April 2021

Fair and honest

A card that has no hidden agendas, just honest advice Reviewed on: 7th April 2021

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