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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use and good customer service

I've never had a problem with Zopa, easy to use and a friendly service. Love the fact the company is growing and how Zopa's services are tailored to the customer. Reviewed on: 26th January 2022

Brilliant!

Helpful, handy, reliable! Couldn’t ask for more Reviewed on: 26th January 2022

Zopa we go

Easy access app, and engaging for users Reviewed on: 26th January 2022

Great service

I've had no issues with zopa I would recommend them to my friends Reviewed on: 26th January 2022

Easy supportive

I never thought I would be able to get credit until I found Zopa, I was over the moon, my credit score has gone up and using the app you know where you are . Reviewed on: 26th January 2022

They look after the poster people

Zopa were the only Company that believed in me and trusted me enough to approve a credit card for me. They look beyond the person's credit score. Reviewed on: 26th January 2022

Brilliant

The app is so easy to use and the customer service is professional and easy Reviewed on: 26th January 2022

Good idea

Really helps to build credit if you read what is written xd Reviewed on: 26th January 2022

Excellent service

Excellent service, very quick to respond, very helpful Reviewed on: 26th January 2022

Very good

All depends on your credit rating if is good you can get lower Apr. They are responding really quickly. Reviewed on: 26th January 2022

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