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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fair

The bank is fair and there credit card is very good Reviewed on: 26th January 2022

Great Service

Had a good experience with Zopa so far, always accurate on statement and always keeping me aware of up to date payments Reviewed on: 26th January 2022

First class

Great customer service and always kept up to date with offers and how my account is looking Reviewed on: 26th January 2022

Wonderful and excellent service provision

Always getting the services, has good interest rates suiting my financial position Reviewed on: 26th January 2022

Fantastic service

Quick and easy to apply, friendly customer service would definitely recommend to all my friends and family Reviewed on: 26th January 2022

Jonah C

Amazing company and provide an excellent customer services. The staff are also knowledgeable about various products and service delivery. Reviewed on: 26th January 2022

Brilliant

They are very helpful and never pressurised Reviewed on: 26th January 2022

Love this credit card

Will definitely use this credit card again Reviewed on: 26th January 2022

Excellent credit card. Excellent customer service

10/10 so easy to apply and good interest rates Reviewed on: 26th January 2022

Excellent professional

Always helpful and quick to respond if I need help and advice would recommend to family and friends thank you Reviewed on: 26th January 2022

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