Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

View other Zopa products

4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Easy to use and a great card

Nice and easy to use with a good app that leads you know where you are financially and helps you keep track of your spending with financial health check to keep your money and spending on track Reviewed on: 7th April 2021

Great

Love you guys really good company Reviewed on: 7th April 2021

Great and straightforward

Just clear and easy to use, no haste with easy to use app Reviewed on: 7th April 2021

Excellent

Great service and reliable credit card , excellent features and money saving tips love the app and how easily it is to use ! Reviewed on: 7th April 2021

top banking

Great company ..Good online banking system keeps you up to date with all your transactions.. Reviewed on: 7th April 2021

mr

bets app available xxx I am used for the villa and highly recommended. Reviewed on: 7th April 2021

Does everything it should

Very easy to keep track of spending and payments... Reviewed on: 7th April 2021

perfect for what you need

a quick and fast provider, all you need within a click away Reviewed on: 7th April 2021

Easy to use and perfect help

Great little card, that does exactly what it says on the tin Reviewed on: 7th April 2021

excellent

Quick and helpful if any problems Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.42 from 63 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Zero Credit Card
from Santander 4.08 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2381 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7488 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub