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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Brilliant Service

I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021

Fantastic company.

Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021

Easy to work with

Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021

My experience

Very helpful ongoing communications and app very easy to use Reviewed on: 15th February 2021

seems less

great provider with excellent customer service. Reviewed on: 15th February 2021

Given a chance thank you

Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021

Great card

Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021

Excellent

Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021

Fab service

Always people online to help through live chats. Great communication and responsible lending. I love Zopa Reviewed on: 15th February 2021

Fab credit card

Low credit limit. Really easy to use app. Reviewed on: 15th February 2021

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