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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helpful and fair

Took my current circumstances into account Reviewed on: 26th January 2022

Quick and easy to use

Always get a reminder when payment is due and if I needed to change my payment date I can very happy with the service Reviewed on: 26th January 2022

Best credit card out there

It was so quick and easy to get my card the app is really good too Reviewed on: 26th January 2022

Fantastic company

Really helped me Out when I needed it Reviewed on: 26th January 2022

Excellent service

I received excellent service from zopa from the start of my application. They have helpful staff and very ethical leanding standards. Giving you more information on your credit score and leanding power each month helping you to build your credit rating. Excellent Reviewed on: 26th January 2022

Transparent and helpful

Had very good experience with zopa so far. Alerts when used .app easy to use. No faults at all Reviewed on: 26th January 2022

Brilliant, wonderful

Nice app, simple, straightforward, not complicated. Would highly recommend. Reviewed on: 26th January 2022

Service

Efficient easy to use app information clear Reviewed on: 26th January 2022

Super Zopa!!

I would definitely recommend giving Zopa a try. Good Customer Service, everything is transparent with no hidden fees or agenda. Everything is Super with Zopa! Reviewed on: 26th January 2022

Very good easy to manage

The credit card is very good interest and the site is very easy to use to make repayment Reviewed on: 26th January 2022

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