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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Very good stuff

I didn't use it much but, I think is fine 7 Reviewed on: 15th February 2021

Efficient

Very easy to use. I can't fault it at all. Reviewed on: 15th February 2021

Easy to use, good customer service

Zopa have been an excellent company to use for my credit builder credit card, the app is extremely easy to use, which is something I value. Reviewed on: 15th February 2021

Fine

Quick and straight forward credit card Reviewed on: 15th February 2021

Great help to me

Very understanding in all cases needed , would recommend too all my family and friends Reviewed on: 15th February 2021

Good card

Excellent company easy to deal with Reviewed on: 15th February 2021

Zopa is the best and and reliable

Zopa is a best and reliable bank ,it quick and easy to set up Reviewed on: 15th February 2021

Fantastic and easy to arrange

There was no messing. Easy to follow and very helpful when I needed help the most. Thanku Zopa Reviewed on: 15th February 2021

Excellent service

Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021

Excellent Service

I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021

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