Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38433 reviews)

View other Zopa products

4.93

Based on 38,433 reviews, last reviewed 18th Apr 2025

19% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Respectable A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and ... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38433)

Review of the Zopa, Credit Card:

Fantastic service

I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021

Respectable

A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and a very good old way round, very helpful, very trustworthy. Thank you very much Reviewed on: 18th April 2025

been great not used it much at mo just getting on my...

been great not used it much at mo just getting on my feet Reviewed on: 18th April 2025

Excellent

Easily app, professional service very happy Reviewed on: 18th April 2025

I am very very happy just opened an account with the...

I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025

Great service love the card facilities

Great service love the card facilities Reviewed on: 18th April 2025

Great company.

Great company. I had bad credit years ago and zopa picked me up. Had several credit raises since as paid all and on time. Still use to this day Reviewed on: 18th April 2025

Had no issues whatsoever.

Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

The best of the best

It's not easy to use and easy to pay back. Overall experience is excellent Reviewed on: 18th April 2025

Very easy to use linked with the app

Very easy to use linked with the app Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit Card
from Zempler Bank (formerly Cashplus) 4.87 from 4382 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub