Smart Money People Logo
Share this page
Link copied

Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 37,246 reviews, last reviewed 12th Apr 2025
459300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast payments, clear terms. Fast payments, clear terms. Interest a little high but expected. Good customer service. Reviewed on: 12th April 2025
Lauren 's avatar
Lauren

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025
Bryan Franks's avatar
Bryan Franks
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37246)

Review of the Zopa, Credit Card:

Zopa Credit card

5
Easy to apply card came quickly and the only time I've used their customer services they were fast and friendly and sorted the issue out I was having with minimal fuss couldn't ask for more Reviewed on: 15th February 2021
James 's avatar
James

Fast payments, clear terms.

5
Fast payments, clear terms. Interest a little high but expected. Good customer service. Reviewed on: 12th April 2025
Lauren 's avatar
Lauren

Easy to use app and very helpful

5
Easy to use app and very helpful Reviewed on: 12th April 2025
jenniferblythe@hotmail.co.uk's avatar
jenniferblythe@hotmail.co.uk

Superb service and very friendly and helpful custome...

5
Superb service and very friendly and helpful customer service Reviewed on: 12th April 2025
Peter A's avatar
Peter A

Great company

5
Excellent service & really good rates Reviewed on: 12th April 2025
Richard C's avatar
Richard C

very friendly staff

5
very friendly staff and always willing to help Reviewed on: 12th April 2025
Nigel's avatar
Nigel

Really easy application and good response time

5
Really easy application and good response time Reviewed on: 12th April 2025
Craig c's avatar
Craig c

Zopa have been brilliant!

5
Zopa have been brilliant! They provide great communication and I know exactly what I owe and when. Reviewed on: 12th April 2025
Catherine E's avatar
Catherine E

I have not encountered any issues with Zopa

4
I have not encountered any issues with Zopa Reviewed on: 12th April 2025
Rolan C's avatar
Rolan C

Excellent customer service and good attention to det...

5
Excellent customer service and good attention to detail Reviewed on: 12th April 2025
Chris Downie's avatar
Chris Downie

It has been effective efficient and quick

5
It has been effective efficient and quick Reviewed on: 12th April 2025
Babatunde R's avatar
Babatunde R

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub