Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37213 reviews)

View other Zopa products

4.93

Based on 37,213 reviews, last reviewed 10th Apr 2025

456200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Not had the card very long but so far so good, I use... Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37213)

Review of the Zopa, Credit Card:

Quick, efficient and straight forward to use with no hidden extras like some providers.

The whole experience has been most welcome, from application, activation and use of the app it has been faultless. The spend and payment tracker is a welcomed tool. Bravo Zopa others could do well to follow your example. Reviewed on: 15th February 2021

Not had the card very long but so far so good, I use...

Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Amazing! Never failed me!

Had been with Zopa for a while now it never failed me. Reviewed on: 10th April 2025

Best card I have

Easy to use app for keeping up to date with balance and payment requests and I find it is accepted everywhere it is my main go to card Reviewed on: 10th April 2025

Really positive experience and overall excellent cre...

Really positive experience and overall excellent credit card Reviewed on: 10th April 2025

The Zopa card is the best CC on the market.

The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Zopa Really Hehave some of the nice credit card

Nice credit card and reliable! Very reasonable and easy to use as a credit card for all purchases! Thank you! Reviewed on: 10th April 2025

I may soon be applying for one .

I may soon be applying for one . Reviewed on: 10th April 2025

Good they do what they state and help people to get...

Good they do what they state and help people to get on the credit ladder so you are able to start getting a good credit rating Reviewed on: 10th April 2025

Customer Care

I have had my credit card for over a year and find the Customer Seevice people very nice and friendly and are there genuinely to help Reviewed on: 10th April 2025

Ease of application & quick approval.

Ease of application & quick approval. Card received quickly, online access to account makes keeping track so easy . Reviewed on: 10th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 5.00 from 4 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews
Classic Credit Card
from Bank of Ireland 1.92 from 5 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub