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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37104 reviews)

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4.93

Based on 37,104 reviews, last reviewed 6th Apr 2025

445900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I got zopa credit card and my car loan with them as... I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37104)

Review of the Zopa, Credit Card:

The Amazing Zopa.

One of the things that I appreciate about Zopa is the fact that they don't charge any annual fees on their credit cards, which is a rarity in the industry. This means that I can use my credit card without worrying about any additional costs or hidden fees. Additionally, their APR rates are very competitive, which makes it a great option for anyone looking for an affordable and reliable credit card. Another great feature of Zopa credit cards is the easy-to-use online platform. The user interface is very intuitive and user-friendly, which makes it easy for me to manage my credit card account, view my statements, and make payments on time. I love the convenience of being able to access my account from anywhere, at any time, which makes it easy to stay on top of my finances. Finally, the customer service at Zopa is truly outstanding. Whenever I've had a question or concern, their customer service team has always been friendly, helpful, and responsive. They're available 24/7, which gives me peace of mind knowing that help is always just a phone call away. Overall, I highly recommend Zopa to anyone in search of a reliable, affordable, and user-friendly credit card. Their commitment to customer satisfaction and their excellent credit card options make them a top choice in the credit card industry. Reviewed on: 21st February 2023

I got zopa credit card and my car loan with them as...

I got zopa credit card and my car loan with them as well. They APR quite cheap too. Reviewed on: 6th April 2025

They are very helpful.

They are very helpful. I also have a saving account with them Reviewed on: 6th April 2025

Yes very good I would recommend to friends

Yes very good I would recommend to friends Reviewed on: 6th April 2025

Great app

So easy to see everything in the app. Plenty of notifications about upcoming payments etc Reviewed on: 6th April 2025

I have used Zopa for both a credit card and car fina...

I have used Zopa for both a credit card and car finance Really easy to use, good communication and fair interest rates would totally recommend Reviewed on: 6th April 2025

Very good website which has so many options and offers.

Very good website which has so many options and offers. Reviewed on: 6th April 2025

Easy and efficient, would recommend

Easy and efficient, would recommend Reviewed on: 6th April 2025

Good management ...

You have enlightened me to become diligent in looking after my credit line Reviewed on: 6th April 2025

App is super easy to use,good way to rebuild my cred...

App is super easy to use,good way to rebuild my credit score using credit card also offer bank accounts.and isa optio s Reviewed on: 6th April 2025

Very helpful

They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025

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