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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Fantastic Company

I have had multiple loans from Zopa for various reasons, such as personal loans, consolidation and car loans. Each time I’ve had no issues. Great affordability and fantastic customer service. Reviewed on: 25th April 2025

Loans that are lower in interest and monthly payment...

Loans that are lower in interest and monthly payments low. Reviewed on: 25th April 2025

Personal loan very easy to set up

Very easy to set up and no stress . Reviewed on: 25th April 2025

Plain and easy no fuss no hidden small print

Plain and easy no fuss no hidden small print Reviewed on: 25th April 2025

So easy to set up my credit and very quick for my ca...

So easy to set up my credit and very quick for my card to arrive Reviewed on: 25th April 2025

Really happy with my experience.

Really happy with my experience. Really quick and easy- just what you want with a loan provider.Thank you. Reviewed on: 25th April 2025

Fast easy and professional.

Fast easy and professional. Very happy with Zopa and will definitely use again for any type of finance. Thanks Reviewed on: 25th April 2025

Quick, easy, and flexible

Easy and straight forward with quick decisions. The ability to alter payment dates to suit my finances is amazing!! Reviewed on: 25th April 2025

Really good excellent customer care

Really good excellent customer care Reviewed on: 25th April 2025

Personal loan

Got a loan, rates could have been a little lower but it was all pretty straightforward Reviewed on: 25th April 2025

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