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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Good and easy to apply for loan fast response no mes...

Good and easy to apply for loan fast response no messing like sum lenders Reviewed on: 6th March 2024

Very easy application and processing time, money in...

Very easy application and processing time, money in account almost instantly Reviewed on: 6th March 2024

Excellent experience with ZOPA

i had a prompt and efficient response Reviewed on: 6th March 2024

I’m pleased with the service provided and the ease i...

I’m pleased with the service provided and the ease it is too use Reviewed on: 6th March 2024

The app is so easy to use its the best money can't,...

The app is so easy to use its the best money can't, feel very very comfortable using the Zopa app, it's the best on the market. Reviewed on: 6th March 2024

Zopa were very efficient and dealt with my Loan requ...

Zopa were very efficient and dealt with my Loan request in a timely and professional manner. Reviewed on: 6th March 2024

Great service and would recommend it to anyone

Great service and would recommend it to anyone Reviewed on: 6th March 2024

Easy application, money was in bank quickly and the...

Easy application, money was in bank quickly and the app is useful Reviewed on: 6th March 2024

service exceptional

service very easy to use all questions answered in an easily understandable way Reviewed on: 6th March 2024

Zopa is my go-to for simple money solutions

Whether I needed finance for home improvements or a new car Zopa have over the past few years been my go to loan and credit card provider. Their great rates and easy to use app make it simple to track my progress paying off my credit card or loan at an affordable pace. I love them! Reviewed on: 6th March 2024

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