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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

quick and great service

After checking out all lenders zopa finance was considerably cheaper on interest on the loan definitely recommend Reviewed on: 1st June 2017

Low interest rate

Zopa lent me money when I needed it big thanks Reviewed on: 1st June 2017

Great service. Easy to use

Zopa made the process very clear and straightforward. The money was in my account in minutes. Will definitely recommend. Reviewed on: 1st June 2017

One of the best

Very good and fast service , recommended to friend Reviewed on: 1st June 2017

good rate, good comunication.

I applied to zopa as seemed, a good intrest rate, for what i wanted.was very helpful,when i needed to speak to someone.was quick to get my loan approved and money in my bank quite quick. Reviewed on: 1st June 2017

Perfect loans for all

I needed a loan and Zopa offered me one. It was quick easy and the money was in my account in a very short time. Very good interest rates, very happy. Thank you Zopa Reviewed on: 1st June 2017

Quick and fair

You get the rate they tell you ,unlike most other banks who seem to change their rates once they have left damaging searches on your credit file Their interest rates are hard to beat and the money arrives quickly. That's all you want as a lender and zopa deliver. A refreshing approach to banking. Reviewed on: 1st June 2017

Simple to use

Followed Credit expert recommendation and wasn't disappointed. Quick and easy application. Would use again Reviewed on: 1st June 2017

Zopa loans

Getting a loan from Zopa was very easy and very quick. The website was simple to use and the whole process from beginning to end was made incredibly worry free, everything was explained. I would recommend Zopa. Reviewed on: 1st June 2017

Fantastic service

Fantastic service, easy to use and get a decision. Online account very useful. Reviewed on: 1st June 2017

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